720 Ellsworth Rd, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 720 Ellsworth Rd, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,456 sqft · built 2016
Lot Size	0.216 acres (9,418 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (Jun 2026)
Tax Bill	$10,349 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`157-102-12`

Property Details

APN / Parcel Number

Primary APN	`157-102-12`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,456 sqft Living Area
Gross Area	5,016 sqft
1st Floor Area	2,102 sqft
Upper Floors Area	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gambrel
Roof Material	Other
Lot Area	9,418 sqft (0.216 acres)
Garage Type	Attached
Garage Area	560 sqft
Porch	Finished/Open Porch
Porch Area	16 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	720 ELLSWORTH RD
City	CHARLOTTE
State	NC
Zip	28211-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	P39 &40 B1 M3-88
Legal Subdivision	RIDGEWOOD SEC 01
Legal Block	1
Legal Lot Number	12
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	2201

Owner

720 Ellsworth Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Mecklenburg County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 ELLSWORTH RD, CHARLOTTE, NC 28211-1446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 9, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 27, 2017	Deed of Trust, Mortgage VELOCITY COM'L CAP
Jul 6, 2016	Deed of Trust, Mortgage · Line of Credit MAHAJAN PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Sep 9, 2021 · Amount on File
Deed Document Number	202668624
Deed Book / Page	40532 / 375
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 29, 2026
Property Address	720 ELLSWORTH RD, CHARLOTTE, NC 28211-1446
Document Number	0000068624
Book / Page	40532 / 375
Instrument Date	Jun 26, 2026
Instrument	202668624
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	LIBERTY TITLE, LIBERTY PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 ELLSWORTH RD, CHARLOTTE, NC 28211-1446

Mortgage

Document Number	0000068625,
Date	Jun 29, 2026
Instrument	202668625

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	720 ELLSWORTH RD, CHARLOTTE, NC 28211-1446
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 ELLSWORTH RD, CHARLOTTE, NC 28211-1446

Mortgage

Document Number	0000108990
Date	Oct 23, 2025
Book Page	39954/214
Instrument	2025108990

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 9, 2021
Property Address	720 ELLSWORTH RD, CHARLOTTE, NC 28211-1446
Document Number	0000173509
Book / Page	36511 / 443
Map Reference	MB 3 PG 88
Instrument Date	Sep 2, 2021
Instrument	2021173509
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 BEATTIE PL STE 110, 110, GREENVILLE, SC 29601-5115

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173510
Date	Sep 9, 2021
Instrument	2021173510

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	720 ELLSWORTH RD, CHARLOTTE, NC 28211-1446
Document Number	0000101488
Book / Page	031999 / 000855
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11947 STRATFIELD PLACE CIR PINEVILLE NC 281347325, PINEVILLE, NC 28134-7325

Mortgage

Document Number	0000101488
Date	Jul 27, 2017
Book Page	031999/000855
Instrument	101488

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Amount	Amount on Record

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	720 ELLSWORTH RD, CHARLOTTE, NC 28211-1446
Document Number	0000022307
Instrument Date	Jul 6, 2016
Transaction Type	Mortgage
Record Updated	Mar 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11947 STRATFIELD PLACE CIR PINEVILLE NC 281347325, PINEVILLE, NC 28134-7325

Mortgage

Document Number	0000022307
Date	Feb 28, 2019
Book Page	033315/000536
Instrument	22307

Lender

Name	MAHAJAN PARTNERS LLC
Address	2370 E STADIUM BLVD # 130, ANN ARBOR, MI 48104-4811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Feb 27, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 720 Ellsworth Rd was $10,349.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,349.00	$1,326,900 Land $464,000 Building $862,900	$1,326,900 Land $464,000 Building $862,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Ellsworth Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Ellsworth Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Ellsworth Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures