720 Ellis Ln, Franklin, NC 28734 Property Records

Macon County property record for 720 Ellis Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 3,080 sqft · built 1991
Lot Size	10 acres (436,471 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jul 2018)
Tax Bill	$2,159 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6598330916`

Property Details

APN / Parcel Number

Primary APN	`6598330916`
Alternative APNs	`1116394` `142897`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,080 sqft Heated Area
1st Floor Area	2,369 sqft
Upper Floors Area	711 sqft
Attic	Attic
Attic Area	711 sqft
Basement Area	1,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	436,471 sqft (10 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	309 sqft
Deck Area	21 sqft
Patio Area	697 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	142897
Street Address	720 ELLIS LN
City	FRANKLIN
State	NC
Zip	28734-0451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF RD 1343
Jurisdiction	MACON NC
Township / Civil Division	COWEE
Census Block Group	1
Census Block	1045
Census Tract	970100

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 ELLIS LN, FRANKLIN, NC 28734-0451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUE RIDGE BANK
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jul 1, 1999 · Amount on Record
Deed Document Number	20185202
Deed Book / Page	38 / 1317
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	720 ELLIS LN, FRANKLIN, NC 28734-0451
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00Z39/1342
Date	Jun 22, 2020
Book Page	Z-39/1342
Instrument	2020004079

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	GREENSBORO, NC 27409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 31, 2018
Property Address	720 ELLIS LN, FRANKLIN, NC 28734-0451
Document Number	00S38/1317
Book / Page	S-38 / 1317
Map Reference	DD Y-20 PG 654-658
Instrument Date	Jul 19, 2018
Instrument	2018005202
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 ELLIS LN, FRANKLIN, NC 28734-0451

Mortgage

Document Number	00S38/1327
Date	Jul 31, 2018
Book Page	S-38/1327
Instrument	2018005203

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	GREENSBORO, NC 27409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,159.00	$586,180 (-0.02%) Land $86,650 Building $499,530	$586,180 (-0.02%) Land $86,650 Building $499,530
2025	$2,159.00 (+0.51%)
2023	$2,148.00	$586,280 Land $86,650 Building $499,630	$586,280 Land $86,650 Building $499,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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