720 Elko St, Gonzales, CA 93926 Property Records

Monterey County property record for 720 Elko St, Gonzales, CA 93926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 1967
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on File
Last Sale	$435,000 (Aug 2019)
Tax Bill	$5,534 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`020-151-033-000`

Property Details

APN / Parcel Number

Primary APN	`020-151-033-000`
Alternative APN	`020-151-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	1,383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	020-151-033
Street Address	720 ELKO ST
City	GONZALES
State	CA
Zip	93926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOMMER SUBD STAGE 2 LOT 15 EXC THE NW 3 FT
Legal Subdivision	SOMMER SUBD STAGE 2
Legal Block	4
Legal Lot Number	15
Jurisdiction	MONTEREY CA
Township / Civil Division	GONZALES
Census Block Group	4
Census Block	4000
Census Tract	10804

Owner

720 Elko St is owned by a company that bought it in August 2019 and is owner-occupied.

Source: Monterey County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	720 ELKO ST, GONZALES, CA 93926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Jul 13, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on File
Deed Sale	Aug 12, 2019 · Amount on File
Deed Document Number	201934272
Prior Transfer Date	Oct 17, 2006
Prior Transfer Doc	0000016614
Record Updated	Oct 29, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 12, 2019
Property Address	720 ELKO ST, GONZALES, CA 93926
Document Number	0000034272
Map Reference	VOL 8 PG 55
Instrument Date	Aug 8, 2019
Instrument	2019034272
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	151 HEAD ST, SOLEDAD, CA 93960-3601

Mortgage

Document Number	0000034273
Date	Aug 12, 2019
Instrument	2019034273

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Jul 13, 2018
Property Address	720 ELKO ST, GONZALES, CA 93926
Document Number	0000030901
Instrument Date	Jul 9, 2018
Instrument	30901
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

The 2025 property tax bill for 720 Elko St was $5,534 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Gonzales City
Unified School District	Gonzales Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,245 (+2%) Land $223,101 Building $262,144
2025	$5,534.00 Homeowner's exemption	$475,731 Land $218,727 Building $257,004
2023	$5,186.00 (-3.16%) Homeowner's exemption	$457,260 Land $210,235 Building $247,025
2022	$5,355.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 720 Elko St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Elko St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GONZALES serves 8,333 people · EPA ID CA2710007
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: AT&T.

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