Polk County property record for 720 Early Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 2007 |
| Lot Size | 5.57 acres (242,629 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,046 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-140 |
| Primary APN | P34-140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,680 sqft Finished Area |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 1,680 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 242,629 sqft (5.57 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 35464 |
|---|---|
| Street Address | 720 EARLY RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | TRACT B, P34 MAP P34 |
| Legal Subdivision | MAP P34 |
| Legal Tract | B |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 720 EARLY RD, SALUDA, NC 28773-9888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Jan 4, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 14, 2002 |
| Transfer Doc | 000424/168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 720 EARLY RD, SALUDA, NC 28773-9888 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 457/484 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 457/484 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jan 4, 2017 |
| Property Address | 720 EARLY RD, SALUDA, NC 28773-9888 |
| Document Number | 000424/168 |
| Book / Page | 424 / 168 |
| Instrument Date | Mar 14, 2002 |
| Instrument | 004632100003 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 720 EARLY RD, 720, SALUDA, NC 28773-9888 |
| Name | Verified Name |
|---|---|
| Address | 720 EARLY RD, SALUDA, NC 28773-9888 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,046.00 (+1.29%) | $346,805 (-) Land $65,248 Building $281,557 | $346,805 (-) Land $65,248 Building $281,557 |
| 2025 | $2,020.00 (+18.34%) | $346,805 (+41.06%) Land $65,248 Building $281,557 | $346,805 (+41.06%) Land $65,248 Building $281,557 |
| 2023 | $1,707.00 | $245,863 Land $45,592 Building $200,271 | |
| 2021 | $245,863 Land $45,592 Building $200,271 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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