720 E Sumter Way, Spokane, WA 99208 Property Records

Spokane County property record for 720 E Sumter Way, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,495 sqft · built 1979
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jul 2025)
Tax Bill	$3,289 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36204.1402`

Property Details

APN / Parcel Number

Primary APN	`36204.1402`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,495 sqft Living Area
Gross Area	2,023 sqft
1st Floor Area	1,039 sqft
Basement Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Deck Area	32 sqft
Patio Area	6 sqft
Canopy	6 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	720 E SUMTER WAY
City	SPOKANE
State	WA
Zip	99208-5753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SHILOH HILLS FOURTH ADD L2 B5
Legal Range	43E
Legal Township	26N
Legal Section	20
Legal Subdivision	SHILOH HILLS FOURTH ADD
Legal Block	5
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1013
Census Tract	11102

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7852 SCOTIA RD, NEWPORT, WA 99156-8384
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Jun 21, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Deed Document Number	20257427799
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	720 E SUMTER WAY, SPOKANE, WA 99208-5753
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007177178
Date	Feb 2, 2022
Instrument	7177178

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	720 E SUMTER WAY, SPOKANE, WA 99208-5753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006971063
Date	Sep 22, 2020
Instrument	6971063

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	720 E SUMTER WAY, SPOKANE, WA 99208-5753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006815561
Date	Jun 21, 2019
Instrument	6815561

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2029

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	720 E SUMTER WAY, SPOKANE, WA 99208-5753
Document Number	0006713233
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 E SUMTER WAY SPOKANE WA 992085753, SPOKANE, WA 99208-5753

Mortgage

Document Number	0006713233
Date	Jun 4, 2018
Instrument	6713233

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,289.00 (+9.56%)	$353,100 (+8.28%) Land $95,000 Building $258,100	$353,100 (+8.28%) Land $95,000 Building $258,100
2025	$3,002.00 (+12.56%)	$326,100 (+9.8%) Land $95,000 Building $231,100	$326,100 (+9.8%) Land $95,000 Building $231,100
2024		$297,000 (+21.03%) Land $70,000 Building $227,000	$297,000 (+21.03%) Land $70,000 Building $227,000
2023	$2,667.00 (+0.98%)	$245,400 Land $50,000 Building $195,400	$245,400 Land $50,000 Building $195,400
2022	$2,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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