720 E Stephens Ln, Purcellville, VA 20132 Property Records

Loudoun County property record for 720 E Stephens Ln, Purcellville, VA 20132

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,838 sqft · built 1964
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Jul 2025)
Tax Bill	$5,183 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`488-20-9469-000`

Property Details

APN / Parcel Number

Primary APN	`488-20-9469-000`
Alternative APN	`35A2 1 B 15B`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,851 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	720 E STEPHENS LN
City	PURCELLVILLE
State	VA
Zip	20132-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PV:R2
Legal Description	LOVES SUBD BLK.B PCL 1 1448--1127, 1448-1130 200902100006995P
Legal Subdivision	LOVES SUBD
Legal Block	B
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2030
Census Tract	610702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Goose Creek Historic District listed 1982 · 153 contributing resources · NRIS 82001822

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 E STEPHENS LN, PURCELLVILLE, VA 20132-3475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
May 4, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST HERITAGE MTG
Apr 23, 2019	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK NA
Apr 3, 2018	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL
Oct 31, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	202532594
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 9, 2021
Property Address	720 E STEPHENS LN, PURCELLVILLE, VA 20132-3475
Document Number	202107090075066
Instrument Date	Jul 9, 2021
Instrument	202107090075066
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E STEPHENS LN, PURCELLVILLE, VA 20132-3475

Mortgage

Document Number	202107090075067
Date	Jul 9, 2021
Instrument	202107090075067

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	720 E STEPHENS LN, PURCELLVILLE, VA 20132-3475
Document Number	20200508033012
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E STEPHENS LN PURCELLVILLE VA 201323475, PURCELLVILLE, VA 20132-3475

Mortgage

Document Number	20200508033012
Date	May 8, 2020
Instrument	33012

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	720 E STEPHENS LN, PURCELLVILLE, VA 20132-3475
Document Number	20190429021085
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E STEPHENS LN PURCELLVILLE VA 201323475, PURCELLVILLE, VA 20132-3475

Mortgage

Document Number	20190429021085
Date	Apr 29, 2019
Instrument	21085

Lender

Name	CITIZENS BK NA

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 3, 2018
Property Address	720 E STEPHENS LN, PURCELLVILLE, VA 20132-3475
Document Number	20180403018252
Instrument Date	Apr 2, 2018
Instrument	18252
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 171 LINCOLN VA 201600171, LINCOLN, VA 20160-0171

Mortgage

Document Number	20180403018253
Date	Apr 3, 2018
Instrument	18253

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 31, 2017
Property Address	720 E STEPHENS LN, PURCELLVILLE, VA 20132-3475
Document Number	20171031068057
Instrument Date	Oct 24, 2017
Instrument	68057
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E STEPHENS LN PURCELLVILLE VA 201323475, PURCELLVILLE, VA 20132-3475

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Municipality	Purcellville Town
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,183.00 (+0.76%)	$620,790 (+9.21%) Land $222,500 Building $398,290	$620,790 (+9.21%) Land $222,500 Building $398,290
2023	$5,144.00	$568,420 Land $222,500 Building $345,920	$568,420 Land $222,500 Building $345,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PURCELLVILLE serves 8,929 people · EPA ID VA6107600
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Verizon.

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