Steele County property record for 720 E Rose St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,790 sqft · built 1973 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,500 (Mar 2019) |
| Tax Bill | $3,280 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-211-0114 |
| Primary APN | 17-211-0114 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,790 sqft Living Area |
| Basement Area | 846 sqft |
| Finished Basement | 846 sqft |
| Unfinished Basement | 846 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,805 sqft (0.271 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 720 E ROSE ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLFVIEW # 1 LOT 14 TORRENS PROPERTY |
| Legal Section | TW |
| Legal Subdivision | GOLFVIEW # 1 |
| Legal Lot Number | 14 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 960200 |
Source: Steele County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 E ROSE ST, OWATONNA, MN 55060-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on Record |
| Deed Sale | Mar 21, 2019 · Amount on Record |
| Prior Sale | Dec 27, 2013 · Amount on Record |
| Deed Document Number | 201977116 |
| Prior Transfer Date | Feb 9, 2012 |
| Prior Transfer Doc | 0000068354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 720 E ROSE ST, OWATONNA, MN 55060-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | T000079196 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | T000079196 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Mar 21, 2019 |
| Property Address | 720 E ROSE ST, OWATONNA, MN 55060-2605 |
| Document Number | T000077116 |
| Instrument Date | Mar 15, 2019 |
| Instrument | T000077116 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $542.85 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 E ROSE ST, OWATONNA, MN 55060-2605 |
| Document Number | T000077117 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | T000077117 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,280.00 (+11.49%) Homeowner's exemption | $249,500 (+4.92%) Land $36,700 Building $212,800 | $249,500 (+4.92%) Land $36,700 Building $212,800 |
| 2025 | $237,800 (+11.85%) Land $36,000 Building $201,800 | $237,800 (+11.85%) Land $36,000 Building $201,800 | |
| 2023 | $2,942.00 Homeowner's exemption | $212,600 Land $33,800 Building $178,800 | $212,600 Land $33,800 Building $178,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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