720 E Penzance Cir, Nixa, MO 65714 Property Records

Christian County property record for 720 E Penzance Cir, Nixa, MO 65714

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,713 sqft · built 2022
Lot Size	0.195 acres (8,509 sqft)
Owner	Individual Name on Record
Last Sale	$351,120 (Feb 2026)
Tax Bill	$3,661 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-0.1-12-1-17-21`

Property Details

APN / Parcel Number

Primary APN	`10-0.1-12-1-17-21`
Alternative APN	`10-0.1-12-001-017-021.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,713 sqft Living Area
1st Floor Area	1,713 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	8,509 sqft (0.195 acres)

Location & Zoning

Street Address	720 E PENZANCE CIR
City	NIXA
State	MO
Zip	65714-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 COPPER LEAF PH 5
Legal Subdivision	COPPER LEAF PH 5
Legal Lot Number	47
Jurisdiction	CHRISTIAN MO
Township / Civil Division	NORTHVIEW
Census Block Group	1
Census Block	1020
Census Tract	20207

Owner

Source: Christian County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 E PENZANCE CIR, NIXA, MO 65714-9452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 1, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ARVEST BANK
Oct 14, 2021	Warranty Deed, Transfer · Line of Credit SULLIVAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Nov 1, 2022 · Amount on Record
Deed Document Number	20262299
Deed Book / Page	2026 / 2263
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 27, 2026
Property Address	720 E PENZANCE CIR, NIXA, MO 65714-9452
Document Number	0202602263
Book / Page	2026 / 2263
Map Reference	MB I PG 337
Instrument Date	Feb 27, 2026
Instrument	2026L02299
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E PENZANCE CIR, NIXA, MO 65714-9452

Mortgage

Document Number	2026L02300
Date	Feb 27, 2026
Instrument	2026L02300

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 1, 2022
Property Address	720 E PENZANCE CIR, NIXA, MO 65714-9452
Document Number	0202216244
Book / Page	2022 / 16244
Map Reference	MB I PG 337
Instrument Date	Oct 28, 2022
Instrument	2022L16409
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 12, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E PENZANCE CIR, NIXA, MO 65714-9452

Mortgage

Document Number	2022L16411
Date	Nov 1, 2022
Instrument	2022L16411

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 14, 2021
Property Address	720 E PENZANCE CIR, NIXA, MO 65714-9452
Document Number	0202118849
Book / Page	2021 / 18849
Map Reference	MB I PG 337
Instrument Date	Oct 8, 2021
Instrument	2021L19013
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 E CHESTNUT EXPY, SPRINGFIELD, MO 65802-2528
Investor	Possibly a Property Investor

Mortgage

Document Number	2021L19014
Date	Oct 14, 2021
Instrument	2021L19014

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Nixa City
Unified School District	Nixa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,750 (-)	$309,200 (-) Land $49,000 Building $260,200
2024	$3,661.00
2023		$58,750	$309,200 Land $49,000 Building $260,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIXA PWS RDE serves 2,900 people · EPA ID MO5048130
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	NIXA PWS
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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