720 E Ormsby Ave, Louisville, KY 40203 Property Records

Louisville/Jefferson County Metro Government property record for 720 E Ormsby Ave, Louisville, KY 40203 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1900
Square Footage1,015 sqft Finished Area
Lot Size1,956 sqft (0.045 acres)
OccupancyOwner Occupied
Tax Bill$2,608.00 (2025)

Property Details

APN / Parcel Number

Primary APN09023E00460000
Alternative APNs
  • 023E00460000
  • 00097741

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area1,015 sqft Finished Area
Stories1 Stories
Primary FlooringCovered Flooring

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area1,956 sqft (0.045 acres)
Patio Area40 sqft Patio

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number00097741
Street Address720 E ORMSBY AVE
CityLOUISVILLE
StateKY
Zip40203-2625
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description81.23 X ANG, SS S E ORMSBY AVE, 210 FT WEST OF SHELBY ST, .0449 AC+/-
Legal SubdivisionSHELBY ST
JurisdictionJEFFERSON KY
Minor Civil DivisionLOUISVILLE CENTRAL
Census Blockgroup4
Census Block4016
Census Tract6500

Owner

Source: Louisville/Jefferson County Metro Government records · APN 09023E00460000

Assessment roll updated December 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address720 E ORMSBY AVE, LOUISVILLE, KY 40203-2625
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
CHURCHILL MORTGAGE CORP
Mar 07, 2024Deed, Transfer · Conventional Mortgage
LOWER LLC
Jul 01, 2021Deed, Transfer · Conventional Mortgage
L&N FCU
Oct 13, 2020Deed of Trust, Construction Loan · Line of Credit
RIVER CTY BK
Feb 14, 2020Warranty Deed, Transfer
HONOR TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2026
Deed SaleMar 10, 2026
Prior SaleMar 07, 2024 · Amount on Record
Deed Doc Number202626792
Deed Book / Page13276 / 659
Prior Transfer DateJan 23, 2026
Prior Transfer Doc0000026792
Record RefreshedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON KY
Recording DateMar 10, 2026
Property Address720 E ORMSBY AVE, LOUISVILLE, KY 40203-2625
Document Number0000026792
Book / PageD 13276 / 659
Instrument DateMar 07, 2026
Instrument2026026792
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address720 E ORMSBY AVE, LOUISVILLE, KY 40203-2625

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 E ORMSBY AVE, LOUISVILLE, KY 40203-2625

Mortgage

Document Number0000026793
DateMar 10, 2026
Instrument2026026793
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2056

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateMar 07, 2024
Property Address720 E ORMSBY AVE, LOUISVILLE, KY 40203-2625
Document Number0000034357
Book / PageD 12796 / 224
Instrument DateMar 01, 2024
Instrument2024034357
Transaction TypeTransfer
Record UpdatedMar 15, 2024
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$207.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2019 MEADOWS EDGE LN, LOUISVILLE, KY 40245-4735

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address720 E ORMSBY AVE, LOUISVILLE, KY 40203-2625

Mortgage

Document Number0000034358
DateMar 07, 2024
Instrument2024034358
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateJul 01, 2021
Property Address720 E ORMSBY AVE, LOUISVILLE, KY 40203-2625
Document Number0000163195
Book / Page12066 / 502
Instrument DateJun 28, 2021
Instrument2021163195
Transaction TypeTransfer
Record UpdatedMar 02, 2023
Title CompanyGRACE TITLE GROUP INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 7976, LOUISVILLE, KY 40257-0976

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 E ROMSBY STREET, LOUISVILLE, KY 40203
InvestorPossibly a Property Investor

Mortgage

Document Number0000163196
DateJul 01, 2021
Instrument2021163196
Lender
NameL&N FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJul 01, 2026
Change Frequency5 Years
Min Rate At Change4.5%
Max Rate At Change6.5%
IndexOther
Max Rate10.5%

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Recording DateOct 13, 2020
Property Address720 E ORMSBY AVE, LOUISVILLE, KY 40203-2625
Document Number0168680679
Book / Page016868 / 000679
Instrument DateOct 09, 2020
Instrument216032
Transaction TypeConstruction Loan
Record UpdatedOct 29, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 7976 LOUISVILLE KY 402570976, LOUISVILLE, KY 40257-0976

Mortgage

Document Number168680679
DateOct 13, 2020
Book Page016868/000679
Instrument216032
Lender
NameRIVER CTY BK
TypeBank
AddressLOUISVILLE, KY 40201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 12, 2021
Interest
Rate TypeAdjustable Rate

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateFeb 14, 2020
Property Address720 E ORMSBY AVE, LOUISVILLE, KY 40203-2625
Document Number0116200408
Book / Page011620 / 000408
Instrument DateFeb 06, 2020
Instrument31455
Transaction TypeTransfer
Record UpdatedMar 04, 2020
Title CompanyHONOR TITLE

Transaction

AmountAmount Recorded
Tax$25.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 464 MOUNT WASHINGTON KY 400470464, MOUNT WASHINGTON, KY 40047-0464

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,608.00 (+7.99%)$207,000 (+15%) Land $22,000 Building $185,000
2024$207,000 (+15%) Land $22,000 Building $185,000
2023$2,415.00 (-1.35%)$180,000 (-) Land $22,000 Building $158,000$180,000 (-) Land $22,000 Building $158,000
2022$2,448.00$180,000 Land $22,000 Building $158,000$180,000 Land $22,000 Building $158,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Olmsted Park System
listed 1982 · 6 contributing resources · NRIS 82002715

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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