720 E Ocean Ave, Apt 405, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 720 E Ocean Ave, Apt 405, Boynton Beach, FL 33435

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 908 sqft · built 1974
Owner	2 Individual Names on Record
Last Sale	$187,500 (Jun 2018)
Tax Bill	$4,433 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-43-45-27-45-001-4050`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-27-45-001-4050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	908 sqft Living Area

Exterior

Year Built	Built 1974
Construction Type	Concrete Block

Location & Zoning

Street Address	720 E OCEAN AVE APT 405, 405
City	BOYNTON BEACH
State	FL
Zip	33435-5187
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COASTAL TOWERS COND APTS UNIT 405-W
Legal Range	43E
Legal Township	45S
Legal Section	27
Legal Subdivision	COASTAL TOWERS COND APTS
Legal Block	1
Legal Unit	405-W
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2001
Census Tract	6202

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 E OCEAN AVE APT 405, 405, BOYNTON BEACH, FL 33435-5187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	20180217425
Deed Book / Page	29902 / 0056
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	720 E OCEAN AVE APT 405, 405, BOYNTON BEACH, FL 33435-5187
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E OCEAN AVE, BOYNTON BEACH, FL 33435-5174

Mortgage

Document Number	0362240459
Date	Dec 31, 2025
Book Page	36224/459
Instrument	20250457970

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 5, 2018
Property Address	720 E OCEAN AVE APT 405, 405, BOYNTON BEACH, FL 33435-5187
Document Number	0299020056
Book / Page	029902 / 000056
Instrument Date	May 29, 2018
Instrument	217425
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 E OCEAN AVE #405 BOYNTON BEACH FL 334355187, 405, BOYNTON BEACH, FL 33435-5187

Mortgage

Document Number	299020059
Date	Jun 5, 2018
Book Page	029902/000059
Instrument	217426

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,433.00 (+5.62%)	$208,000 (-10.73%) Building $208,000	$208,000 (-10.73%) Building $208,000
2023	$4,197.00 (+9.53%)	$233,000 (+15.83%) Building $233,000	$233,000 (+15.83%) Building $233,000
2022	$3,832.00	$201,160 Building $201,160	$201,160 Building $201,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	963 units insured incl. 887 condo units
Nearby Flood Claims	18 (1979–2014)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Oct 2014 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Blue Stream, Hotwire Communications, Verizon.

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