720 E North St, West Union, OH 45693 Property Records

Adams County property record for 720 E North St, West Union, OH 45693

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 987 sqft · built 1901
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Apr 2026)
Tax Bill	$970 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Apr 2026 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`117-34-09-019.000`

Property Details

APN / Parcel Number

Primary APN	`117-34-09-019.000`
Alternative APN	`M21-005-00-096-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	987 sqft Living Area
1st Floor Area	1,600 sqft
Attic	Attic
Attic Area	187 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	140 ft deep x 73 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	324 sqft
Deck Area	128 sqft
Patio Area	373 sqft
Shed	1 Shed
Shed Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	720 E NORTH ST
City	WEST UNION
State	OH
Zip	45693-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.23500 OR QTY 1000 NO ENT 1947 WATER COURSE LICK FK ORIG PROP W ASHMORE
Jurisdiction	ADAMS OH
Township / Civil Division	TIFFIN
Census Block Group	2
Census Block	2008
Census Tract	770400

Owner

720 E North St is owned by two individuals who bought it in April 2026.

Source: Adams County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	375 LOOKOUT VIEW DR, WEST UNION, OH 45693-9287
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK
Apr 30, 2026	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK
Oct 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Feb 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Feb 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Sep 5, 2000 · Amount on File
Deed Document Number	20261478
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	Apr 30, 2026
Property Address	720 E NORTH ST, WEST UNION, OH 45693-8004
Document Number	0000001478
Instrument Date	Apr 30, 2026
Instrument	2026.1478
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	375 LOOKOUT VIEW DR, WEST UNION, OH 45693-9287

Mortgage

Document Number	0000001479,
Date	Apr 30, 2026
Instrument	2026..1479

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	Apr 30, 2026
Property Address	720 E NORTH ST, WEST UNION, OH 45693-8004
Document Number	0020261478
Instrument Date	Apr 30, 2026
Instrument	20261478
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	375 LOOKOUT VIEW DR, WEST UNION, OH 45693-9287

Mortgage

Document Number	0000001479,
Date	Apr 30, 2026
Instrument	20261479

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.22%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Property Address	720 E NORTH ST, WEST UNION, OH 45693-8004
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8686 STATE ROUTE 41, WEST UNION, OH 45693-8962
Investor	Possibly a Property Investor

Mortgage

Document Number	0000627/94
Date	Oct 11, 2023
Book Page	627/94
Instrument	2023-3143

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	12501 LAKEFRONT PL, LOUISVILLE, KY 40299

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	182 Months
Due	Dec 1, 2038

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Property Address	720 E NORTH ST, WEST UNION, OH 45693-8004
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0479/762
Date	Feb 3, 2017
Book Page	0479/762
Instrument	2017-00000337

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company
Address	34390

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jan 1, 2042

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Property Address	720 E NORTH ST, WEST UNION, OH 45693-8004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0479/727
Date	Feb 3, 2017
Book Page	0479/727
Instrument	2017-00000336

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 720 E North St was $970.

Source: Adams County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Adams County
County Subdivision	Tiffin Township
Municipality	West Union Village
Unified School District	Adams County/Ohio Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$970.00	$40,040 Land $4,550 Building $35,490	$114,400 Land $13,000 Building $101,400
2023		$40,040 Land $4,550 Building $35,490
2022	$1,379.00		$114,400 Land $13,000 Building $101,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 720 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 E North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST UNION PUBLIC WATER SYSTEM serves 3,170 people · EPA ID OH0100503
Water Source	Purchased groundwater from ADAMS COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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