720 E Main St, Whitesboro, TX 76273 Property Records

Grayson County property record for 720 E Main St, Whitesboro, TX 76273

Property Summary

Property Type	Single Family Home
Details	2,444 sqft · built 1920
Lot Size	0.307 acres (13,373 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,607 (2024)
Deeds & Mortgages	Jun 2024 Sale Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`W005 1042062`

Property Details

APN / Parcel Number

Primary APN	`W005 1042062`
Alternative APN	`170054`

Interior

Stories	1 Story
Building Area	2,444 sqft Living Area
1st Floor Area	2,444 sqft
Upper Floors Area	2,400 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2006
Lot Area	13,373 sqft (0.307 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Porch	Open Porch
Porch Area	468 sqft

Location & Zoning

Street Address	720 E MAIN ST
City	WHITESBORO
State	TX
Zip	76273-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-1042 RITCHEY WILLIAM A-G1042, ACRES .307, UNDIVIDED INTEREST 50.0000000000%
Legal Subdivision	RITCHEY WILLIAM A-G1042
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	3
Census Block	3016
Census Tract	1103

Owner

Source: Grayson County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 E MAIN ST, WHITESBORO, TX 76273-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2024	Warranty Deed, Transfer
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Sep 8, 2022	Vendor's Lien, Transfer FIRST UNITED BANK & TRUST CO
Sep 8, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Apr 23, 2018	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024
Deed Sale	Jun 5, 2024
Prior Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	202414882
Prior Transfer Date	May 17, 2013
Prior Transfer Doc	0000010773
Record Updated	Sep 20, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 5, 2024
Property Address	720 E MAIN ST, WHITESBORO, TX 76273-1911
Document Number	0000014882
Instrument Date	Jun 4, 2024
Instrument	2024-14882
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E MAIN ST, WHITESBORO, TX 76273-1911

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	720 E MAIN ST, WHITESBORO, TX 76273-1911
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028587
Date	Nov 25, 2019
Instrument	2019-00028587

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 8, 2022
Property Address	720 E MAIN ST, WHITESBORO, TX 76273-1911
Document Number	0000030246
Map Reference	VOL 2939 PG 872
Instrument Date	Sep 7, 2022
Instrument	2022-30246
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E MAIN ST, WHITESBORO, TX 76273-1911

Mortgage

Date	Sep 8, 2022

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000030247
Date	Sep 8, 2022
Instrument	2022-30247

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 8, 2022
Property Address	720 E MAIN ST, WHITESBORO, TX 76273-1911
Document Number	0000030246
Map Reference	VOL 2939 PG 872
Instrument Date	Sep 7, 2022
Instrument	2022-30246
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E MAIN ST, WHITESBORO, TX 76273-1911

Mortgage

Document Number	0000030247
Date	Sep 8, 2022
Instrument	2022-30247

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 23, 2018
Property Address	720 E MAIN ST, WHITESBORO, TX 76273-1911
Document Number	0000008858
Instrument Date	Apr 20, 2018
Instrument	8858
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	NATIONWIDE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 E MAIN ST WHITESBORO TX 762731911, WHITESBORO, TX 76273-1911

Mortgage

Document Number	8859
Date	Apr 23, 2018
Instrument	8859

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitesboro City
Unified School District	Whitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,902 (-48.7%) Land $26,077 Building $144,825	$170,902 (-48.7%) Land $26,077 Building $144,825
2024	$2,607.00 (-36.48%)
2023		$333,158 Land $49,881 Building $283,277	$333,158 Land $49,881 Building $283,277
2022	$4,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITESBORO serves 4,192 people · EPA ID TX0910010
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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