720 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 720 E Main St, Frankfort, KY 40601

Property Summary

Property Type	Commercial
Details	576 sqft
Lot Size	0.376 acres (16,391 sqft)
Owner	Company Name on Record
Last Sale	$265,100 (Nov 2024)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`074-41-05-016.00`

Property Details

APN / Parcel Number

Primary APN	`074-41-05-016.00`
Alternative APNs	`67820` `80883`

Interior

Stories	1 Story
Building Area	576 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,391 sqft (0.376 acres)
Lot Dimensions	221 ft deep x 72 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	80883
Street Address	720 E MAIN ST
City	FRANKFORT
State	KY
Zip	40601-2447
Property Category	Commercial
Property Type	Commercial > Retail
Legal Subdivision	FAIRVIEW HGTS
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2006
Census Tract	70101

Owner

Source: Franklin County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	142 ALLISON CIR, CARROLLTON, GA 30117-4326
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FSB (FRANKFORT KY
Jul 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage WINFIRST BANK
Nov 22, 2024	Deed, Transfer
May 16, 2018	Deed, Transfer · Construction Mortgage COMMUNITY TRUST BANK
Aug 14, 2012	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	2024857627
Deed Book / Page	632 / 338
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	720 E MAIN ST, FRANKFORT, KY 40601-2447
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1752/473
Date	Oct 2, 2024
Book Page	M1752/473
Instrument	853749

Lender

Name	FIRST FSB (FRANKFORT KY
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	720 E MAIN ST, FRANKFORT, KY 40601-2447
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1496/810
Date	Jul 22, 2019
Book Page	M1496/810
Instrument	491921

Lender

Name	WINFIRST BANK
Type	Bank
Address	WINCHESTER, KY 40391

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 12, 2034

Interest

Rate Type	Adjustable Rate

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Nov 22, 2024
Property Address	720 E MAIN ST, FRANKFORT, KY 40601-2447
Document Number	00D632/338
Book / Page	D632 / 338
Instrument Date	Nov 18, 2024
Instrument	857627
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$265.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 JUSTICE LN, FRANKFORT, KY 40601-9495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 ALLISON CIR, CARROLLTON, GA 30117-4326

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	May 16, 2018
Property Address	720 E MAIN ST, FRANKFORT, KY 40601-2447
Document Number	00D577/409
Book / Page	D577 / 409
Instrument Date	May 15, 2018
Instrument	474345
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 ALTA VIS, PITTSBURG, CA 94565-5737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JUSTICE LN, FRANKFORT, KY 40601-9495

Mortgage

Document Number	0M1454/217
Date	May 16, 2018
Book Page	M1454/217
Instrument	474346

Lender

Name	COMMUNITY TRUST BANK
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 11, 2019

August 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Aug 14, 2012
Property Address	720 E MAIN ST, FRANKFORT, KY 40601-2447
Document Number	00D534/572
Book / Page	D534 / 572
Instrument Date	Aug 13, 2012
Instrument	390117
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 E MAIN ST, SAGINAW, MI 48601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	311 ALTA VIS, PITTSBURG, CA 94565-5737
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1248/683
Date	Aug 14, 2012
Book Page	M1248/683
Instrument	390118

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,175.00 (+89.78%)	$265,100 (+89.36%) Land $20,000 Building $245,100	$265,100 (+89.36%) Land $20,000 Building $245,100
2023	$1,673.00 (+0.97%)	$140,000 (-)	$140,000 (-)
2022	$1,657.00	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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