720 E 17th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 720 E 17th St, Charlotte, NC 28205 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 4,758 sqft · built 2017
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$1,279,000 (Feb 2024)
Tax Bill$7,718 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN081-096-12

Property Details

APN / Parcel Number

Primary APN081-096-12

Interior

Bedrooms6 Beds
Full Baths5 Baths
Stories2 Stories
Building Area4,758 sqft Living Area
Gross Area5,052 sqft
1st Floor Area1,376 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area294 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address720 E 17TH ST
CityCHARLOTTE
StateNC
Zip28205-2610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4 B6 M332-95
Legal SubdivisionW W PHIFER PROP
Legal Block6
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1008
Census Tract800

Owner

Source: Mecklenburg County records · APN 081-096-12

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address720 E 117TH ST, CHARLOTTE, NC 28205
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK
Apr 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK/PINCKNEYVILLE
Feb 28, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 19, 2021Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO FCU
Mar 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2024 · Amount on Record
Deed SaleFeb 28, 2024 · Amount on Record
Prior SaleApr 12, 2016 · Amount on Record
Deed Document Number202417002
Deed Book / Page38657 / 66
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateJul 06, 2026
Property Address720 E 17TH ST, CHARLOTTE, NC 28205-2610
Document Number0000071479
Book / Page40551 / 1
Instrument DateJun 30, 2026
Instrument202671479
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 E 17TH ST, CHARLOTTE, NC 28205-2610

Mortgage

Document Number0000071479,
DateJul 06, 2026
Book Page40551/1
Instrument202671479
Lender
NameSOUTH STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 20, 2036
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateApr 06, 2026
Property Address720 E 17TH ST, CHARLOTTE, NC 28205-2610
Document Number0000034187
Book / Page40321 / 760
Instrument DateMar 31, 2026
Instrument202634187
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 E 17TH ST, CHARLOTTE, NC 28205-2610

Mortgage

Document Number0000034187,
DateApr 06, 2026
Book Page40321/760
Instrument202634187
Lender
NameFIRST NATIONAL BANK/PINCKNEYVILLE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 28, 2024
Property Address720 E 17TH ST, CHARLOTTE, NC 28205-2610
Document Number0000017002
Book / Page38657 / 66
Map ReferenceMB 332 PG 95
Instrument DateFeb 27, 2024
Instrument2024017002
Transaction TypeTransfer
Record UpdatedMar 28, 2024
Title CompanyHARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF

Transaction

AmountAmount Recorded
Tax$2,558.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address871 ACADEMY ST, CHARLOTTE, NC 28205-1256

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 EAST17TH STREET, CHARLOTTE, NC 28205-2610

Mortgage

Document Number0000017003
DateFeb 28, 2024
Instrument2024017003
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.5%
IndexOther
Max Rate11.5%

Mortgage

Document Number0000017003
DateFeb 28, 2024
Book Page38657/68
Instrument2024017003
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Address4140 E STATE ST, HERMITAGE, PA 16148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Type Change DateMar 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.5%
IndexOther
Max Rate11.5%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address720 E 17TH ST, CHARLOTTE, NC 28205-2610
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010195
DateJan 19, 2021
Book Page35563/940
Instrument2021010195
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address720 E 17TH ST, CHARLOTTE, NC 28205-2610
Document Number0000040987
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedMay 07, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 E 17TH ST CHARLOTTE NC 282052610, CHARLOTTE, NC 28205-2610

Mortgage

Document Number0000040987
DateMar 23, 2020
Book Page034396/000560
Instrument40987
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 22, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,718.00 (+4.76%)$983,800 (+3.26%) Land $367,500 Building $616,300$983,800 (+3.26%) Land $367,500 Building $616,300
2024$7,367.00 (-19.86%)
2023$9,193.00$952,700 Land $367,500 Building $585,200$952,700 Land $367,500 Building $585,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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