Payne County property record for 720 E 12th Ave, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 931 sqft · built 1920 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $550 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N02E-24-4-SG190-000-0021 |
| Primary APN | 19N02E-24-4-SG190-000-0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 931 sqft Living Area |
| 1st Floor Area | 931 sqft |
| Utility Area | 280 sqft |
| Cellar | Cellar |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 240 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 211 sqft |
| Utility Building | 792 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21715 |
|---|---|
| Street Address | 720 E 12TH AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-4824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GENE'S SUB LOTS 21-22 |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 24 |
| Legal Subdivision | GENE'S SUB |
| Legal Lot Number | 21,22 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10600 |
720 E 12th Ave is owned and occupied by an individual who acquired it in May 2019.
Source: Payne County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 E 12TH AVE, STILLWATER, OK 74074-4824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2019 | Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC |
| Jun 24, 2019 | Correction Deed BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 7, 2019 |
| Transfer Doc | 0025130468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 720 E 12TH AVE, STILLWATER, OK 74074-4824 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 0025130469 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 2513/0469 |
| Instrument | 2019-006283 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jun 24, 2019 |
| Property Address | 720 E 12TH AVE, STILLWATER, OK 74074-4824 |
| Document Number | 0025130468 |
| Book / Page | 002513 / 000468 |
| Instrument Date | May 7, 2019 |
| Instrument | 6282 |
| Record Updated | Jul 12, 2019 |
| Title Company | BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 E 12TH AVE STILLWATER OK 740744824, STILLWATER, OK 74074-4824 |
The 2025 property tax bill for 720 E 12th Ave was $550 with a homeowner's exemption, up 3.2% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,623 (+6.09%) Land $1,635 Building $4,988 | $58,105 Land $14,347 Building $43,758 | |
| 2025 | $550.00 (+3.19%) Homeowner's exemption | $6,243 (-) Land $1,715 Building $4,528 | |
| 2024 | $533.00 (+3.7%) Homeowner's exemption | $6,243 (+3%) Land $1,715 Building $4,528 | $70,990 (+2.88%) Land $19,500 Building $51,490 |
| 2023 | $514.00 (+3.84%) Homeowner's exemption | $6,061 (+2.99%) Land $1,713 Building $4,348 | $69,000 (+7.83%) Land $19,500 Building $49,500 |
| 2022 | $495.00 Homeowner's exemption | $5,885 Land $1,793 Building $4,092 | $63,990 Land $19,500 Building $44,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 E 12th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1995) |
| Most Recent Claim | Aug 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 E 12th Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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