720 Division St, Geneva, IL 60134 Property Records

Kane County property record for 720 Division St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,590 sqft · built 1989
Lot Size	0.175 acres (7,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Dec 2001)
Tax Bill	$8,023 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-201-006`

Property Details

APN / Parcel Number

Primary APN	`12-02-201-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,590 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	7,625 sqft (0.175 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	720 DIVISION ST
City	GENEVA
State	IL
Zip	60134-3400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 IN GENEVA KNOLLS SUBDIVISION UNIT NO 2
Legal Subdivision	GENEVA KNOLLS SUB
Legal Block	4
Legal Lot Number	5
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4002
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 DIVISION ST, GENEVA, IL 60134-3400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2001 · Amount on Record
Deed Sale	Dec 14, 2001 · Amount on Record
Deed Document Number	2001132346
Last Transfer Date	Oct 9, 2008
Transfer Doc	0000080675
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	720 DIVISION ST, GENEVA, IL 60134-3400
Document Number	0000003545
Instrument Date	Jan 9, 2021
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	CHASE RECORDS CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	710 DIVISION ST GENEVA IL 601343400, GENEVA, IL 60134-3400

Mortgage

Document Number	0000003545
Date	Jan 14, 2021
Instrument	3545

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,023.00 (+11.93%)	$109,572 (+8.5%) Land $28,094 Building $81,478	$328,848 (+8.5%) Land $84,316 Building $244,532
2024		$100,988 (+18.38%) Land $25,893 Building $75,095	$303,085 (+18.43%) Land $77,710 Building $225,375
2022	$7,168.00 (+2.83%)	$85,306 (+3.86%) Land $21,872 Building $63,434	$255,918 (+3.86%) Land $65,616 Building $190,302
2021	$6,971.00	$82,135 Land $21,059 Building $61,076	$246,405 Land $63,177 Building $183,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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