Santa Cruz County property record for 720 Delta Way, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,273 sqft · built 1978 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $519,000 (Aug 2019) |
| Tax Bill | $7,601 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2017 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 017-462-01 |
| Primary APN | 017-462-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,273 sqft Living Area |
| Gross Area | 1,683 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,574 sqft (0.105 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 720 DELTA WAY |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | 721 PAJARO VILLAGE |
| Legal Lot Number | 89 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 110102 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 720 DELTA WAY, WATSONVILLE, CA 95076-3624 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 6, 2017 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 16, 2019 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 16, 2019 | Affidavit of Death, Transfer OLD REPUBLIC TITLE |
| Jul 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Prior Sale | Aug 7, 2015 · Amount on Record |
| Deed Document Number | 201923791 |
| Prior Transfer Date | Jul 10, 2017 |
| Prior Transfer Doc | 0000023116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 720 DELTA WAY, WATSONVILLE, CA 95076-3624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 720 DELTA WAY, WATSONVILLE, CA 95076-3624 |
| Document Number | 0000005909 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021-0005909 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 720 DELTA WAY, WATSONVILLE, CA 95076-3624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022110 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 2017-0022110 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 720 DELTA WAY, WATSONVILLE, CA 95076-3624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000017372 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020-0017372 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 16, 2019 |
| Property Address | 720 DELTA WAY, WATSONVILLE, CA 95076-3624 |
| Document Number | 0000023791 |
| Map Reference | MB 64 PG 13 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 2019-0023791 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 DELTA WAY, WATSONVILLE, CA 95076-3624 |
| Document Number | 0000023792 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 2019-0023792 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Number | 0000023793 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 2019-0023793 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 16, 2019 |
| Property Address | 720 DELTA WAY, WATSONVILLE, CA 95076-3624 |
| Document Number | 0000023790 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 23790 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 433 LOCKEWOOD LN SCOTTS VALLEY CA 950663971, SCOTTS VALLEY, CA 95066-3971 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 14, 2017 |
| Property Address | 720 DELTA WAY, WATSONVILLE, CA 95076-3624 |
| Document Number | 0000023116 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 23116 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 720 DELTA WAY WATSONVILLE CA 950763624, WATSONVILLE, CA 95076-3624 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,955 (+2%) Land $334,656 Building $244,299 | ||
| 2025 | $7,601.00 (+12.81%) | $567,603 (+4.04%) Land $328,094 Building $239,509 | |
| 2023 | $6,738.00 (+1.86%) | $545,562 Land $315,354 Building $230,208 | $566,280 |
| 2022 | $6,615.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 19 (2022–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
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