Ionia County property record for 720 Cross St, Portland, MI 48875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 936 sqft · built 1989 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Oct 2021) |
| Tax Bill | $3,306 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-300-080-000-120-01 |
| Primary APN | 34-300-080-000-120-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 10,542 sqft (0.242 acres) |
| Lot Dimensions | 132 ft deep x 80 ft wide |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 720 CROSS ST |
|---|---|
| City | PORTLAND |
| State | MI |
| Zip | 48875-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CITY OF PORTLAND LOT 22 EXCEPT THE N 95 FT AND ALSO EXCEPT THE S 122 FT. (LOT IS 80 X 132) CULVER ADD. T6N R5W |
| Legal Range | 05W |
| Legal Township | 06N |
| Legal Section | 12 |
| Legal Subdivision | CULVER ADD |
| Legal Lot Number | 22 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | PORTLAND |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 31400 |
720 Cross St is owned and occupied by an individual who bought it in October 2021.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 CROSS ST, PORTLAND, MI 48875-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on File |
| Deed Sale | Oct 27, 2021 · Amount on File |
| Prior Sale | Jan 11, 1990 · Amount on File |
| Prior Transfer Date | Oct 18, 2007 |
| Prior Transfer Doc | 605/04661 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 720 Cross St was $3,306 with a homeowner's exemption.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Portland City |
| Unified School District | Portland Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,200 (+10.96%) Land $15,300 Building $81,900 | $194,400 (+10.96%) Land $30,600 Building $163,800 | |
| 2025 | $3,306.00 Homeowner's exemption | $87,600 Land $15,300 Building $72,300 | $175,200 Land $30,600 Building $144,600 |
| 2023 | $69,700 Land $11,300 Building $58,400 | $139,400 Land $22,600 Building $116,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 720 Cross St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND serves 3,883 people · EPA ID MI0005530 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| HomeWorks Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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