Lexington-Fayette Urban County property record for 720 Cramer Ave, Lexington, KY 40502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,000 sqft · built 1917 |
| Lot Size | 0.147 acres (6,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,500 (Jan 2021) |
| Tax Bill | $5,260 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2017 Mortgage + 5 more |
| APN | 13894100 |
| Primary APN | 13894100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Brick |
| Lot Area | 6,395 sqft (0.147 acres) |
| Lot Width | 41 ft Width |
| Porch | Slab |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 720 CRAMER AVE |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40502-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1D |
| Legal Description | E-139 F A BULLOCK ADDITION LOT 10X; BOOK: 3810 PAGE: 524 |
| Legal Subdivision | F A BULLOCK ADDITION |
| Legal Block | B |
| Legal Lot Number | 10X |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 500 |
720 Cramer Ave is owned and occupied by an individual who bought it in January 2021.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 CRAMER AVE, LEXINGTON, KY 40502-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage OSBORN, LESTER E II |
| Jan 26, 2017 | Deed of Trust, Mortgage FIRST SEC BK INC |
| Dec 27, 2019 | Deed of Trust, Mortgage REPUBLIC BK & TR CO |
| Jan 8, 2021 | Deed, Transfer |
| Sep 16, 2019 | Deed of Trust, Mortgage BRANCH BANKING & TR CO |
| Feb 11, 2019 | Deed of Trust, Mortgage GERMAN AMERICAN BK |
| Mar 5, 2018 | Deed of Trust, Mortgage FIRST SEC BK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on File |
| Deed Sale | Jan 8, 2021 · Amount on File |
| Prior Sale | Mar 20, 2015 · Amount on File |
| Deed Book / Page | 3810 / 524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 720 CRAMER AVE, LEXINGTON, KY 40502-1412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009894/735 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 9894/735 |
| Name | OSBORN, LESTER E II |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 720 CRAMER AVE, LEXINGTON, KY 40502-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8762/254 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 8762/254 |
| Name | FIRST SEC BK INC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 720 CRAMER AVE, LEXINGTON, KY 40502-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9498/263 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 9498/263 |
| Name | REPUBLIC BK & TR CO |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jan 8, 2021 |
| Property Address | 720 CRAMER AVE, LEXINGTON, KY 40502-1412 |
| Document Number | 3810/524 |
| Book / Page | 3810 / 524 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 720 CRAMER AVE, LEXINGTON, KY 40502-1412 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Name | Verified Name |
|---|
| Document Number | 9412/533 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 9412/533 |
| Name | BRANCH BANKING & TR CO |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 720 CRAMER AVE, LEXINGTON, KY 40502-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 9258/339 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 9258/339 |
| Name | GERMAN AMERICAN BK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 720 CRAMER AVE, LEXINGTON, KY 40502-1412 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 9048/487 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 9048/487 |
| Name | FIRST SEC BK INC |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 720 Cramer Ave was $5,260, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,260.00 (+1.9%) | $417,500 (-) | $417,500 (-) |
| 2025 | $5,162.00 | $417,500 | $417,500 |
| 2023 | $5,162.00 | $417,500 | $417,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 720 Cramer Ave; there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Cramer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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