Livingston County property record for 720 Commercial St, Chillicothe, MO 64601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1952 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $474 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07.00-36-4-14-04.00 |
| Primary APN | 06-07.00-36-4-14-04.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,447 sqft (0.148 acres) |
| Lot Dimensions | 134 ft deep x 48 ft wide |
| Garage Type | Mixed |
| Garage Area | 260 sqft |
| Carport | Carport |
| Carport Area | 260 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Street Address | 720 COMMERCIAL ST |
|---|---|
| City | CHILLICOTHE |
| State | MO |
| Zip | 64601-2459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 36 TOWNSHIP 58 RANGE 24 LEGAL HIGHVIEW ADDITION LOT 5, BLK 11 |
| Legal Subdivision | HIGHVIEW ADDITION |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | LIVINGSTON MO |
| Township / Civil Division | CHILLICOTHE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 480500 |
720 Commercial St is owned by a company that acquired it in September 2016.
Source: Livingston County records, as of January 30, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 421 W HARVEST DR, CHILLICOTHE, MO 64601-3958 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2016 |
| Deed Sale | Sep 6, 2016 |
| Deed Document Number | 20161549 |
| Deed Book / Page | 675 / 531 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MO |
| Property Address | 720 COMMERCIAL ST, CHILLICOTHE, MO 64601-2459 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 421 W HARVEST DR, CHILLICOTHE, MO 64601-3958 |
| Document Number | 000761/238 |
|---|---|
| Date | Mar 12, 2025 |
| Book Page | 761/238 |
| Instrument | 20250327 |
| Name | BTC BANK |
|---|---|
| Type | Bank |
| Address | CHILLICOTHE, MO 64601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 12, 2045 |
The 2025 property tax bill for 720 Commercial St was $474, down 1.5% from the year before.
Source: Livingston County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Livingston County |
| County Subdivision | Chillicothe Township |
| Municipality | Chillicothe City |
| Unified School District | Chillicothe R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $474.00 (-1.46%) | $6,680 (+0.75%) Land $530 Building $6,150 | $35,170 Land $2,790 Building $32,380 |
| 2024 | $481.00 | $6,630 (-) Land $530 Building $6,100 | |
| 2023 | $6,630 Land $530 Building $6,100 | $34,890 Land $2,790 Building $32,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Commercial St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1995–2012) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Feb 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Commercial St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Green Hills Technologies.
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