720 Columbus St, Ottawa, IL 61350 Property Records

LaSalle County property record for 720 Columbus St, Ottawa, IL 61350

Property Summary

Property Type	Commercial
Details	2,054 sqft · built 1894
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Trust Names on File
Last Sale	$141,500 (Jul 2019)
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-248-005`

Property Details

APN / Parcel Number

Primary APN	`21-11-248-005`
Alternative APN	`18-11-281-005`

Interior

Stories	2 Stories
Building Area	2,054 sqft Total Area

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	720 COLUMBUS ST
City	OTTAWA
State	IL
Zip	61350-5002
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	STATE'S ADD, S18'5'' N32'7 1/2'' W100' LT 2 BLK 88 SEC 11-33-3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	STATES ADD SUB OF BLKS 61 THRU 63 87 88
Legal Block	88
Legal Lot Number	2
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1015
Census Tract	962700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ottawa Commercial Historic District listed 2011 · 149 contributing resources · NRIS 11000850

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

720 Columbus St, a commercial property, is held in a trust since May 2025.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	IL
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2005	Deed of Trust, Mortgage · ARM WASHINGTON MUTUAL BANK FA
Sep 17, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OTTAWA
Jan 23, 2009	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Deed Document Number	20199097
Last Transfer Date	May 22, 2025
Transfer Doc	0202509957
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	720 COLUMBUS ST, OTTAWA, IL 61350-5002
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200519086
Date	Jul 25, 2005
Instrument	2005-19086

Lender

Name	WASHINGTON MUTUAL BANK FA
Type	Bank
Address	95290

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11%
Index	1-Year LIBOR
Max Rate	11%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Sep 17, 2025
Property Address	720 COLUMBUS ST, OTTAWA, IL 61350-5002
Document Number	0202509957
Instrument Date	May 22, 2025
Instrument	2025-09957
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E VAN BUREN ST, OTTAWA, IL 61350-3581

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jul 29, 2019
Property Address	720 COLUMBUS ST, OTTAWA, IL 61350-5002
Document Number	0201909097
Instrument Date	Jul 18, 2019
Instrument	201909097
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	WHEATLAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4403 TIMBER RIDGE CT, JOLIET, IL 60431-1708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 ADAMS ST, OTTAWA, IL 61350-4702

Mortgage

Document Number	0201909098
Date	Jul 29, 2019
Instrument	201909098

Lender

Name	FIRST NATIONAL BANK OTTAWA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Jan 23, 2009
Property Address	720 COLUMBUS ST, OTTAWA, IL 61350-5002
Document Number	0200901682
Instrument Date	Jan 14, 2009
Instrument	2009-01682
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 COLUMBUS ST, OTTAWA, IL 61350-5002

Tax Assessment & Valuation

The 2025 property tax bill for 720 Columbus St was $1,908, down 68.4% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,908.00 (-68.43%)	$19,021 (-67.59%) Land $7,456 Building $11,565	$57,063 (-67.59%) Land $22,368 Building $34,695
2024	$6,044.00	$58,690 (+11.73%) Land $18,148 Building $40,542	$176,070 (+11.73%) Land $54,444 Building $121,626
2023		$52,529 (+10.18%) Land $16,243 Building $36,286	$157,587 (+10.18%) Land $48,729 Building $108,858
2022		$47,675 Land $14,742 Building $32,933	$143,025 Land $44,226 Building $98,799

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 720 Columbus St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	118 (1979–2013)
Claims Outside the SFHA	15 of 118
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 30 claims Severe Storms & Flooding, Mar 1985 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 Columbus St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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