720 Co Rd 199, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 720 Co Rd 199, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	built 2024
Lot Size	49 acres (2,134,440 sqft)
Owner	Company Name on File
Tax Bill	$6,072 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-11-08-33-0-000-003.001`

Property Details

APN / Parcel Number

Primary APN	`13-11-08-33-0-000-003.001`
Alternative APNs	`ALT APN:1108330000003001` `212634`

Interior

Stories	1 Story
Interior Walls	Paneling

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,134,440 sqft (49 acres)
Deck Area	Deck Area
Total Buildings	4 Buildings

Location & Zoning

Account Number	212634
Street Address	720 COUNTY ROAD 199
City	CEDAR BLUFF
State	AL
Zip	35959-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR NE1/4 SE1/4;S394;E1318;S1019 TO 565 CONTOUR;WLY2357 ALG CONTOUR;NW1157;N203;NW486;W246 TO ROW CO RD 199;N337 ALG S
Legal Range	11E
Legal Township	09S
Legal Section	33
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3035
Census Tract	955701

Owner

720 Co Rd 199 is owned by a company that acquired it in April 2009.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5085 LAKE CREST CIR, HOOVER, AL 35226-5020
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK FIVE NINE
Sep 8, 2023	Deed of Trust, Mortgage · SBA Mortgage BANK FIVE NINE
Nov 18, 2024	Deed of Trust, Mortgage · Commercial Mortgage FLORIDA BUSINESS DEVELOPMENT CORPORATIO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 13, 2009
Transfer Doc	0000159901
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	720 COUNTY ROAD 199, CEDAR BLUFF, AL 35959-2926
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 COUNTY ROAD 199, CEDAR BLUFF, AL 35959-2926

Mortgage

Document Number	0000230630
Date	Sep 8, 2023
Instrument	230630

Lender

Name	BANK FIVE NINE
Type	Bank
Address	OCONOMOWOC, WI 53066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	720 COUNTY ROAD 199, CEDAR BLUFF, AL 35959-2926
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 COUNTY ROAD 199, CEDAR BLUFF, AL 35959-2926

Mortgage

Document Number	0000230631
Date	Sep 8, 2023
Instrument	230631

Lender

Name	BANK FIVE NINE
Type	Bank
Address	OCONOMOWOC, WI 53066

Agreement

Type	SBA Mortgage
Amount	Amount on Record

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	720 COUNTY ROAD 199, CEDAR BLUFF, AL 35959-2926
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 COUNTY ROAD 199, CEDAR BLUFF, AL 35959-2926

Mortgage

Document Number	0000236435
Date	Nov 18, 2024
Instrument	236435

Lender

Name	FLORIDA BUSINESS DEVELOPMENT CORPORATIO
Type	Non-Lending Institution
Address	TAMPA, FL 33607

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 720 Co Rd 199 was $6,072, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,072.00 (+7%)
2025	$5,675.00 (+834.93%)	$112,020 (+676.84%) Land $78,440 Building $33,580	$675,700 (+368.59%) Land $392,200 Building $283,500
2024	$607.00	$14,420 (-) Land $14,420	$144,200 (-) Land $144,200
2023	$607.00	$14,420 (-)	$144,200 (-) Land $144,200
2022	$607.00	$14,420 Land $14,420	$144,200 Land $144,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Co Rd 199 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Co Rd 199 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 76% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 199

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