Harford County property record for 720 Clover Valley Ct, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,520 sqft · built 1987 |
| Lot Size | 0.298 acres (12,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Apr 2005) |
| Tax Bill | $2,929 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-184121 |
| Primary APN | 01-184121 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Total Area |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,980 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 184121 |
|---|---|
| Street Address | 720 CLOVER VALLEY CT |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 122 .298 AC 720 CLOVER VALLEY COURT WOODBRIDGE CNTR P 56/18 |
| Legal Subdivision | FINAL PLAT ONE WOODBRIDGE CENTER |
| Legal Lot Number | 122 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 301302 |
720 Clover Valley Ct is owned and occupied by two individuals who acquired it in March 2016.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 CLOVER VALLEY CT, EDGEWOOD, MD 21040-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE CORP |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2005 · Amount on File |
| Deed Sale | Apr 18, 2005 · Amount on File |
| Prior Sale | Nov 4, 1997 · Amount on File |
| Deed Document Number | 20053301 |
| Deed Book / Page | 5985 / 431 |
| Last Transfer Date | Mar 16, 2016 |
| Transfer Doc | 0117360335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 720 CLOVER VALLEY CT, EDGEWOOD, MD 21040-2142 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0134770364 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 13477/0364 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 720 CLOVER VALLEY CT, EDGEWOOD, MD 21040-2142 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0148200179 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 14820/179 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 720 Clover Valley Ct was $2,929, up 14.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,929.00 (+14.32%) | $268,800 (+6.7%) Land $63,600 Building $205,200 | $268,800 (-) Land $63,600 Building $205,200 |
| 2025 | $2,562.00 | $251,933 | $268,800 Land $63,600 Building $205,200 |
| 2023 | $218,200 Land $63,600 Building $154,600 | $218,200 Land $63,600 Building $154,600 | |
| 2022 | $2,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Clover Valley Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Clover Valley Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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