720 Calle Divino, San Clemente, CA 92673 Property Records

Orange County property record for 720 Calle Divino, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,493 sqft · built 1973
Lot Size	0.045 acres (1,958 sqft)
Owner	2 Trust Names on File
Last Sale	$1,350,000 (May 2022)
Tax Bill	$13,061 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`675-122-13`

Property Details

APN / Parcel Number

Primary APN	`675-122-13`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
1st Floor Area	1,493 sqft
Basement Area	1,184 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	1,958 sqft (0.045 acres)
Garage Area	395 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	720 CALLE DIVINO
City	SAN CLEMENTE
State	CA
Zip	92673-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8132 BLK LOT 40
Legal Subdivision	TRACT NO 8132
Legal Tract	8132
Legal Lot Number	40
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3023
Census Tract	42205

Owner

720 Calle Divino is owner-occupied and held in a trust since May 2022.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	720 CALLE DIVINO, SAN CLEMENTE, CA 92673-2710
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
May 17, 2022	Grant Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ COMMUNITY LENDING LLC
Jun 10, 2019	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Jun 10, 2019 · Amount on File
Deed Document Number	2022184512
Prior Transfer Date	Jun 23, 1995
Prior Transfer Doc	0000299579
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	720 CALLE DIVINO, SAN CLEMENTE, CA 92673-2710
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CAILE DIVINO, SAN CLEMENTE, CA 92673-2710

Mortgage

Document Number	0000359195
Date	Dec 30, 2025
Instrument	2025000359195

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 17, 2022
Property Address	720 CALLE DIVINO, SAN CLEMENTE, CA 92673-2710
Document Number	0000184512
Map Reference	MB 323 PG 6-10
Instrument Date	Apr 28, 2022
Instrument	2022000184512
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	720 CALLE DIVINO, SAN CLEMENTE, CA 92673-2710

Mortgage

Document Number	0000184513
Date	May 17, 2022
Instrument	2022000184513

Lender

Name	SPROUT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2062

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	720 CALLE DIVINO, SAN CLEMENTE, CA 92673-2710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CAI1LE DIVINO, CAI1LE, SAN CLEMENTE, CA 92673-2710

Mortgage

Document Number	0000534641
Date	Sep 29, 2020
Instrument	2020000534641

Lender

Name	NEWREZ COMMUNITY LENDING LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 10, 2019
Property Address	720 CALLE DIVINO, SAN CLEMENTE, CA 92673-2710
Document Number	0000200548
Map Reference	MB 323 PG 6-10
Instrument Date	May 29, 2019
Instrument	2019000200548
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	720 CALLE DIVINO, SAN CLEMENTE, CA 92673-2710

Mortgage

Document Number	0000200549
Date	Jun 10, 2019
Instrument	2019000200549

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 720 Calle Divino was $13,061.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,282 (+2%) Land $1,337,450 Building $123,832
2025	$13,061.00 Homeowner's exemption	$1,432,630 Land $1,311,226 Building $121,404
2023	$13,856.00 (+89.89%) Homeowner's exemption	$1,377,000 Land $1,260,309 Building $116,691
2022	$7,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 720 Calle Divino in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Calle Divino is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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