720 Clay Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 720 Clay Ct, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,719 sqft · built 1985
Lot Size	0.237 acres (10,341 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 1999)
Tax Bill	$4,484 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`234-170-400-000`

Property Details

APN / Parcel Number

Primary APN	`234-170-400-000`
Alternative APN	`23150084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Construction Type	Wood
Lot Area	10,341 sqft (0.237 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	23150084
Street Address	720 CLAY CT
City	TRACY
State	CA
Zip	95376-4938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06
Legal Description	REDRAWN JAN-12-1994 FROM ORIGINAL APN 231-500-84
Legal Subdivision	TENNIS VISTA
Legal Lot Number	94
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1008
Census Tract	5403

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	720 CLAY CT, TRACY, CA 95376-4938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Intrafamily Transfer, Transfer
Jan 13, 2017	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Sep 1, 2020	Intrafamily Transfer, Transfer · VA Mortgage SECURE ONE CAPITAL CORP
Jan 13, 2021	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Aug 30, 2019	Quit Claim Deed, Transfer · VA Mortgage SECURE ONE CAP
Sep 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 4, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1999 · Amount on Record
Deed Sale	Sep 30, 1999 · Amount on Record
Prior Sale	Jan 12, 2022
Deed Document Number	0000123943
Deed Book / Page	234
Last Transfer Date	May 20, 2024
Transfer Doc	0000041270
Record Updated	Jun 7, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 12, 2022
Property Address	720 CLAY CT, TRACY, CA 95376-4938
Document Number	0000005103
Map Reference	MB 25 PG 72
Instrument Date	Dec 15, 2021
Instrument	2022-005103
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CLAY CT, TRACY, CA 95376-4938

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	720 CLAY CT, TRACY, CA 95376-4938
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006075
Date	Jan 13, 2017
Instrument	2017-006075

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 1, 2020
Property Address	720 CLAY CT, TRACY, CA 95376-4938
Document Number	0000111825
Map Reference	MB 25 PG 72
Instrument Date	Aug 26, 2020
Instrument	2020-111825
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	720 CLAY CT, TRACY, CA 95376-4938

Mortgage

Document Number	0000111826
Date	Sep 1, 2020
Instrument	2020-111826

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 13, 2021
Property Address	720 CLAY CT, TRACY, CA 95376-4938
Document Number	0000007117
Instrument Date	Aug 26, 2020
Instrument	7117
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	720 CLAY CT TRACY CA 953764938, TRACY, CA 95376-4938

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 30, 2019
Property Address	720 CLAY CT, TRACY, CA 95376-4938
Document Number	0000094968
Instrument Date	Aug 26, 2019
Instrument	94968
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 CLAY CT TRACY CA 953764938, TRACY, CA 95376-4938

Mortgage

Document Number	94969
Date	Aug 30, 2019
Instrument	94969

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 4, 2019
Property Address	720 CLAY CT, TRACY, CA 95376-4938
Document Number	0000096344
Instrument Date	Aug 26, 2019
Instrument	96344
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	720 CLAY CT TRACY CA 953764938, TRACY, CA 95376-4938

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 4, 2019
Property Address	720 CLAY CT, TRACY, CA 95376-4938
Document Number	0000001581
Instrument Date	Dec 17, 2018
Instrument	1581
Transaction Type	Transfer
Record Updated	Jan 21, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	720 CLAY CT TRACY CA 953764938, TRACY, CA 95376-4938

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	720 CLAY CT, TRACY, CA 95376-4938
Document Number	0000099474
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 CLAY CT TRACY CA 953764938, TRACY, CA 95376-4938

Mortgage

Document Number	0000099474
Date	Aug 30, 2017
Instrument	99474

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,484.00 (+10.33%) Homeowner's exemption	$395,650 (+4.04%) Land $122,950 Building $272,700
2023	$4,064.00 (+0.2%) Homeowner's exemption	$380,288 Land $118,177 Building $262,111
2022	$4,056.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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