Polk County property record for 720 Chieftain St, Osceola, WI 54020
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Tax Bill | $2,270 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-00217-0000 |
| Primary APN | 165-00217-0000 |
|---|
| Street Address | 720 CHIEFTAIN ST |
|---|---|
| City | OSCEOLA |
| State | WI |
| Zip | 54020-8016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 2 & 3 BLK 4 STAPLES ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK WI |
| Township / Civil Division | OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 960800 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 720 CHIEFTAIN ST, OSCEOLA, WI 54020-8016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HIAWATHA NATIONAL BANK |
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIAWATHA NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 720 CHIEFTAIN ST, OSCEOLA, WI 54020-8016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000939997 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 939997 |
| Name | HIAWATHA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 5-Year CMT |
| Max Rate | 13.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 720 CHIEFTAIN ST, OSCEOLA, WI 54020-8016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Name | Verified Name |
|---|
| Document Number | 879009 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 879009 |
| Name | HIAWATHA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Osceola Village |
| Unified School District | Osceola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,270.00 (+12.94%) Homeowner's exemption | $160,100 (-) Land $26,000 Building $134,100 | $199,000 (+18.31%) Land $32,317 Building $166,683 |
| 2023 | $2,010.00 Homeowner's exemption | $160,100 Land $26,000 Building $134,100 | $168,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1995–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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