720 Chestnut Ave, Sidney, OH 45365 Property Records

Shelby County property record for 720 Chestnut Ave, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1914
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$71,000 (Feb 1997)
Tax Bill	$1,533 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-1836333.016`

Property Details

APN / Parcel Number

Primary APN	`01-1836333.016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	988 sqft
Upper Floors Area	728 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	150 ft deep x 42 ft wide
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	224 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 CHESTNUT AVE
City	SIDNEY
State	OH
Zip	45365-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1345 WHOLE 020-18-36-333-016
Legal Lot Number	1345
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4014
Census Tract	972000

Owner

720 Chestnut Ave is owned and occupied by two individuals who bought it in February 1997.

Source: Shelby County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 CHESTNUT AVE, SIDNEY, OH 45365-3312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 1997 · Amount on File
Deed Sale	Feb 28, 1997 · Amount on File
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	720 CHESTNUT AVE, SIDNEY, OH 45365-3312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2210/612
Date	Mar 5, 2020
Book Page	2210/612
Instrument	202000001272

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 720 Chestnut Ave was $1,533 with a homeowner's exemption, down 6.1% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,533.00 (-6.07%)	$47,390 (-) Land $5,870 Building $41,520
2024	$1,632.00 (-2.22%) Homeowner's exemption	$47,390 (-) Land $5,870 Building $41,520
2023	$1,669.00 (+17.29%) Homeowner's exemption	$47,390 (+32.6%) Land $5,870 Building $41,520	$135,420 Land $16,780 Building $118,640
2022	$1,423.00 Homeowner's exemption	$35,740 Land $4,250 Building $31,490
2020			$102,100 Land $12,140 Building $89,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Chestnut Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	21 (1979–2018)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Apr 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 1995 · 6 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Chestnut Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20