720 Charles Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 720 Charles Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,071 sqft · built 1973
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on File
Last Sale$121,000 (May 1989)
Tax Bill$2,511 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Apr 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN122-270-62-00

Property Details

APN / Parcel Number

Primary APN122-270-62-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,071 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address720 CHARLES DR
CityOCEANSIDE
StateCA
Zip92057-3625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 427 TR 007203
Legal SubdivisionMESA MARGARITA
Legal Tract007203
Legal Block1
Legal Lot Number427
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract18620

Owner

Source: San Diego County records · APN 122-270-62-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address720 CHARLES DR, OCEANSIDE, CA 92057-3625
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSION FCU
Apr 19, 2021Intrafamily Transfer, Transfer
CORINTHIAN TITLE COMPANY INC
Apr 19, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
GRANDE HOMES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 1989 · Amount on Record
Deed SaleMay 26, 1989 · Amount on Record
Deed Document Number1989281429
Last Transfer DateSep 09, 2025
Transfer Doc0000249652
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address720 CHARLES DR, OCEANSIDE, CA 92057-3625
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 CHARLES DR, OCEANSIDE, CA 92057-3625

Mortgage

Document Number0000283771
DateJul 11, 2022
Instrument2022-0283771
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2037

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2021
Property Address720 CHARLES DR, OCEANSIDE, CA 92057-3625
Document Number0000302615
Map ReferenceMAP 7203
Instrument DateApr 14, 2021
Instrument2021-0302615
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCORINTHIAN TITLE COMPANY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address720 CHARLES DR, OCEANSIDE, CA 92057-3625

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2021
Property Address720 CHARLES DR, OCEANSIDE, CA 92057-3625
Document Number0000302613
Map ReferenceMAP 7203
Instrument DateMar 12, 2021
Instrument2021-0302613
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address720 CHARLES DR, OCEANSIDE, CA 92057-3625

Mortgage

Document Number0000302614
DateApr 19, 2021
Instrument2021-0302614
Lender
NameGRANDE HOMES INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$231,566 (+2%) Land $92,988 Building $138,578
2025$2,511.00 (+5.33%) Homeowner's exemption$227,026 (+4.04%) Land $91,165 Building $135,861
2023$2,384.00 (+1.62%) Homeowner's exemption$218,213 Land $87,626 Building $130,587
2022$2,346.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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