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720 Caroline St, Elba, NE 68835 Property Records

Howard County property record for 720 Caroline St, Elba, NE 68835

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,036 sqft · built 1910
Lot Size0.422 acres (18,414 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Aug 2017)
Tax Bill$970 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2721-00-0-30002-002-0279

Property Details

APN / Parcel Number

Primary APN2721-00-0-30002-002-0279
Alternative APN
  • 470854630

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,036 sqft

Exterior

Year BuiltBuilt 1910
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area18,414 sqft (0.422 acres)
Lot Dimensions124 ft deep x 148 ft wide
DrivewayDriveway
Driveway Area735 sqft

Exterior Amenities

PorchPorch
Porch Area32 sqft
FenceFence
Pole Barn2,400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address720 CAROLINE ST
CityELBA
StateNE
Zip68835-3056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01-SINGLE FAMILY
Legal DescriptionS16.5 LOT 1, LOTS 2 & 3 BLOCK 2 STEVEN'SADD & S16.5 LOT 2, LOT 3 BLOCK 16 ELBA
Legal SubdivisionSTEVENS ADD
Legal Block2
Legal Lot Number1,2,3
JurisdictionHOWARD NE
Township / Civil DivisionELBA
Census Block Group1
Census Block1101
Census Tract970600

Owner

720 Caroline St is owned by an individual who bought it in August 2017.

Source: Howard County records, as of March 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 41, ELBA, NE 68835-0041
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2017 · Amount on File
Deed SaleAug 14, 2017 · Amount on File
Deed Document Number2017-01019
Deed Book / Page17 / 3745
Record UpdatedJun 8, 2026

August 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHOWARD NE
Recording DateAug 14, 2017
Property Address720 CAROLINE ST, ELBA, NE 68835-3056
Document Number00017/3745
Book / Page17 / 3745
Instrument DateAug 11, 2017
Instrument2017-01019
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$112.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number17/3746
DateAug 15, 2017
Book Page17/3746
Instrument2017-01020
Lender
NameARCHER COOPERATIVE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 720 Caroline St was $970.

Source: Howard County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyHoward County
MunicipalityElba Village
Unified School DistrictElba Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$970.00$81,258 Land $5,296 Building $75,962$81,258 Land $5,296 Building $75,962
2023$1,117.00$68,126 Land $3,455 Building $64,671$68,126 Land $3,455 Building $64,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Caroline St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Caroline St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ELBA
serves 196 people · EPA ID NE3109304
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NCTC
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Caroline St

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