Hancock County property record for 720 Bush Ave, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,662 sqft · built 1900 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,500 (Mar 2025) |
| Tax Bill | $1,252 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2101400040 |
| Primary APN | 2101400040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,662 sqft Living Area |
| 1st Floor Area | 891 sqft |
| Basement Area | 519 sqft |
| Unfinished Basement | 876 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1934 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,542 sqft (0.242 acres) |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 435 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 720 BUSH AVE |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG N 14' LOT 3 & ALL LOT 4 BLK 40 |
| Legal Subdivision | GARNER |
| Legal Block | 40 |
| Legal Lot Number | 3 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 270100 |
Source: Hancock County records · APN 2101400040
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 465 STATE ST, GARNER, IA 50438-1334 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2017 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNIVERSITY OF IOWA COMMUNITY CU |
| Aug 17, 2017 | Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on Record |
| Deed Sale | Mar 21, 2025 · Amount on Record |
| Prior Sale | Aug 24, 2021 · Amount on Record |
| Deed Document Number | 2025486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Aug 24, 2021 |
| Property Address | 720 BUSH AVE, GARNER, IA 50438-1515 |
| Document Number | 0000211921 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 21-1921 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 BUSH AVE, GARNER, IA 50438-1515 |
| Document Number | 0000211922 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 21-1922 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 720 BUSH AVE, GARNER, IA 50438-1515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 171485 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 17-1485 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 05, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 720 BUSH AVE, GARNER, IA 50438-1515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 171484 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 17-1484 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 05, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,252.00 | $82,190 (-13.38%) Land $24,000 Building $58,190 | $82,190 (-13.38%) Land $24,000 Building $58,190 |
| 2024 | $1,252.00 (-17.58%) | ||
| 2023 | $94,890 (-4.59%) Land $14,000 Building $80,890 | $94,890 (-4.59%) Land $14,000 Building $80,890 | |
| 2022 | $1,519.00 Homeowner's exemption | $99,450 Land $14,000 Building $85,450 | |
| 2021 | $99,450 Land $14,000 Building $85,450 |
Source: FEMA National Flood Hazard Layer as of October 26, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Communications 1 Network Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 411 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARNER WATER WORKS serves 3,065 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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