720 Bruce St, Winchester, VA 22601 Property Records

Winchester City property record for 720 Bruce St, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1978
Lot Size	0.17 acres (7,552 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Dec 2017)
Tax Bill	$2,722 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-09-36`

Property Details

APN / Parcel Number

Primary APN	`175-09-36`
Alternative APNs	`6783` `7536`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	845 sqft
Basement Area	845 sqft
Unfinished Basement	845 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,552 sqft (0.17 acres)
Terrain	Rolling
Balcony Area	43 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6783
Street Address	720 BRUCE ST
City	WINCHESTER
State	VA
Zip	22601-5640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	BRIARCLIFF SD L-36 N S 720 BRUCE STREET
Legal Subdivision	BRIARCLIFF
Legal Lot Number	36
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1017
Census Tract	101

Owner

720 Bruce St is owned and occupied by an individual who bought it in December 2017.

Source: Winchester City records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	720 BRUCE ST, WINCHESTER, VA 22601-5640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 6, 2017	Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2017 · Amount on File
Deed Sale	Dec 6, 2017 · Amount on File
Prior Sale	Sep 21, 2007 · Amount on File
Deed Document Number	20172762
Prior Transfer Date	Nov 6, 2013
Prior Transfer Doc	0000003245
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	720 BRUCE ST, WINCHESTER, VA 22601-5640
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003337
Date	Oct 12, 2021
Instrument	210003337

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Dec 6, 2017
Property Address	720 BRUCE ST, WINCHESTER, VA 22601-5640
Document Number	170002762
Map Reference	DD 142 PG 122
Instrument Date	Dec 4, 2017
Instrument	170002762
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 BRUCE ST, WINCHESTER, VA 22601-5640

Mortgage

Document Number	170002763
Date	Dec 6, 2017
Instrument	170002763

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 720 Bruce St was $2,722.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,722.00	$342,400 Land $60,000 Building $282,400
2025	$2,722.00		$342,400 Land $60,000 Building $282,400
2023	$2,522.00 (+20.21%)	$303,900 Land $60,000 Building $243,900	$303,900 Land $60,000 Building $243,900
2022	$2,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Bruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Bruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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