Lake County property record for 720 Bluff St, Waukegan, IL 60085
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,440 sqft · built 1901 |
| Lot Size | 0.088 acres (3,816 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,500 (Jan 2005) |
| Tax Bill | $2,762 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-320-010 |
| Primary APN | 08-21-320-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 480 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,816 sqft (0.088 acres) |
| Lot Dimensions | 132 ft deep x 79 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 720 BLUFF ST |
|---|---|
| City | WAUKEGAN |
| State | IL |
| Zip | 60085-5404 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | MC KAYS 2ND ADDN (EX N31.2FT & EX E 52FT S48FT) LOT 7 BLOCK 7 |
| Legal Subdivision | MC KAYS 2ND ADDN |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUKEGAN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 862402 |
720 Bluff St, a duplex, is owned and occupied by two individuals who bought it in January 2005.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 BLUFF ST, WAUKEGAN, IL 60085-5404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2005 · Amount on File |
| Deed Sale | Jan 7, 2005 · Amount on File |
| Prior Sale | Dec 13, 1996 · Amount on File |
| Deed Document Number | 20055713058 |
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Waukegan Township |
| Municipality | Waukegan City |
| Unified School District | Waukegan Community Unit School District 60 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,776 Land $5,585 Building $41,191 | $140,342 Land $16,757 Building $123,585 | |
| 2023 | $2,762.00 (+28.05%) | $37,297 (+10.44%) Land $4,453 Building $32,844 | $111,902 (+10.44%) Land $13,360 Building $98,542 |
| 2022 | $2,157.00 | $33,771 Land $3,620 Building $30,151 | $101,323 Land $10,861 Building $90,462 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 720 Bluff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 720 Bluff St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUKEGAN serves 87,149 people · EPA ID IL0971900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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