720 Benjamin St NW, Ronan, MT 59864 Property Records

Lake County property record for 720 Benjamin St NW, Ronan, MT 59864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,184 sqft · built 1930
Lot Size	0.326 acres (14,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,560 (Jun 2021)
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1510992`

Property Details

APN / Parcel Number

Primary APN	`R1510992`
Alternative APNs	`15-3103-36-3-06-09-0000` `0000009538`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	14,201 sqft (0.326 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009538
Street Address	720 BENJAMIN ST NW
City	RONAN
State	MT
Zip	59864-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	COCHRAN ADD (RONAN), S36, T21 N, R20 W, BLOCK 009, LOT 007, ACRES 0.326, W2 LT 7 ALL LTS 8-13
Legal Range	20W
Legal Township	21N
Legal Section	36
Legal Subdivision	COCHRAN ADD (RONAN)
Legal Block	9
Legal Lot Number	7-13
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	4
Census Block	4003
Census Tract	940500

Owner

Source: Lake County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 BENJAMIN ST NW, RONAN, MT 59864-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC
Nov 18, 2005	Survivorship Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	2021589784
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 30, 2021
Property Address	720 BENJAMIN ST NW, RONAN, MT 59864-2201
Document Number	589784
Instrument Date	Jun 25, 2021
Instrument	589784
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	720 BENJAMIN ST NW, RONAN, MT 59864-2201

Mortgage

Document Number	589785
Date	Jun 30, 2021
Instrument	589785

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2005: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE MT
Recording Date	Nov 18, 2005
Property Address	720 BENJAMIN ST NW, RONAN, MT 59864-2201
Document Number	0000464297
Instrument Date	Nov 18, 2005
Instrument	464297
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 BENJAMIN ST NW, RONAN, MT 59864-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 PIONEER RD # 3, 3, LIBBY, MT 59923-2995

Mortgage

Document Number	0000464298
Date	Nov 18, 2005
Instrument	464298

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Nov 18, 2043

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Ronan City
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,605.00 (-23.5%)	$276,200 (+18.64%)	$276,200 (+18.64%) Land $57,518 Building $218,682
2023	$2,098.00	$232,800	$232,800 Land $40,174 Building $192,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RONAN serves 2,483 people · EPA ID MT0000318
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Dec 2011
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Western Montana CommunityTel.

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