720 Bemes Ln, Coldwater, MI 49036 Property Records

Branch County property record for 720 Bemes Ln, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Oct 2007)
Tax Bill	$10,412 (2025)
Deeds & Mortgages	Feb 2012 Mortgage Feb 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-003-200-065-98`

Property Details

APN / Parcel Number

Primary APN	`150-003-200-065-98`

Exterior

Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	720 BEMES LN
City	COLDWATER
State	MI
Zip	49036-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT WHERE TWP LI B/T OVID & KINDERHOOK CROSS SHR LI ON N SI PENIN COLDWATER LK TH S 48DEG 54MIN 37SEC E 158.55 FT TH N
Legal Range	06W
Legal Township	08S
Legal Section	03
Jurisdiction	BRANCH MI
Township / Civil Division	KINDERHOOK
Census Block Group	2
Census Block	2013
Census Tract	951000

Owner

Source: Branch County records · APN 150-003-200-065-98

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7751 MAUMEE WESTERN RD, MAUMEE, OH 43537-9334
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2012	Deed of Trust, Mortgage · Conventional Mortgage METLIFE HOME LOANS
Feb 02, 2005	Deed of Trust, Mortgage KNISELY BANK
May 05, 2008	Deed of Trust, Mortgage MLD MORTGAGE INC
Oct 02, 2007	Warranty Deed, Transfer · ARM FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2007 · Amount on Record
Deed Sale	Oct 02, 2007 · Amount on Record
Prior Sale	Oct 13, 2004 · Amount on Record
Deed Document Number	20077463
Last Transfer Date	Jun 02, 2014
Transfer Doc	201403626
Record Updated	Sep 20, 2026

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	720 BEMES LN, COLDWATER, MI 49036-7730
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	TITLE DIRECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201201334
Date	Feb 27, 2012
Instrument	2012-01334

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2032

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	720 BEMES LN, COLDWATER, MI 49036-7730
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01061/0150
Date	Feb 02, 2005
Book Page	1061/0150
Instrument	00953

Lender

Name	KNISELY BANK
Address	AUBURN, IN 46706

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jan 03, 2010

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	720 BEMES LN, COLDWATER, MI 49036-7730
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200803536
Date	May 05, 2008
Instrument	2008-03536

Lender

Name	MLD MORTGAGE INC
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 01, 2038

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 02, 2007
Property Address	720 BEMES LN, COLDWATER, MI 49036-7730
Document Number	0200707463
Instrument Date	Sep 05, 2007
Instrument	2007-07463
Transaction Type	Transfer
Record Updated	Jun 08, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 BEMES LN, COLDWATER, MI 49036-7730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7863 QUAIL CREEK RD, MAUMEE, OH 43537-9455

Mortgage

Document Number	0200707464
Date	Oct 02, 2007
Instrument	2007-07464

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	369 Months
Due	Jul 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	13.5%

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Kinderhook Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,300 (+15.15%)	$624,600 (+15.15%)
2025	$10,412.00 (+2.8%)	$271,200	$542,400
2024	$10,128.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Defiance Holdings Fixed Wireless	200 / 50
Lakeland Internet Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Frontier, Mercury Broadband.

Based on FCC filings for 193 locations within half a mile of this property.

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