720 Belletrace Cir, Chattanooga, TN 37405 Property Records

Hamilton County property record for 720 Belletrace Cir, Chattanooga, TN 37405

Property Summary

Property TypeTownhouse
Details6 ba · 1,260 sqft · built 2024
OwnerCompany Name on Record
Last Sale$2,835,024 (May 2025)
Tax Bill$1,572 (2025)
Deeds & MortgagesMay 2025 Sale
Nov 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN135F B 001 C038

Property Details

APN / Parcel Number

Primary APN135F B 001 C038
Alternative APN
  • 0000396663

Interior

Full Baths6 Baths
Half Baths3 Half Baths
Stories3 Stories
Building Area1,260 sqft Living Area

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding
Roof TypeFlat
Roof MaterialShingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000396663
Street Address720 BELLETRACE CIR
CityCHATTANOOGA
StateTN
Zip37405-2442
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeC5
Legal DescriptionHPR BELLEWETHER UNIT 138 LT 2 PEERLESS WEST PB 125 PG 69 OUT OF 135F B 001 FOR 2024
Legal SubdivisionBEASON ABEL B FARM
Legal Lot Number2
Legal Unit138
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1042
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address125 VILLARBOIT CRESCENT, VAUGHAN ONTARIO L4K 4K2 XX
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 2, 2025Special Warranty Deed, Transfer
CUMBERLAND TITLE
Nov 26, 2024Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2025 · Amount on Record
Deed SaleMay 2, 2025 · Amount on Record
Prior SaleNov 26, 2024 · Amount on Record
Deed Document Number2025050200178
Deed Book / Page13911 / 154
Record UpdatedJun 8, 2026

May 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateMay 2, 2025
Property Address720 BELLETRACE CIR, CHATTANOOGA, TN 37405-2442
Document Number0000000178
Book / Page13911 / 154
Map ReferenceMB 13502 PG 432
Instrument DateApr 25, 2025
Instrument2025050200178
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount Recorded
Tax$10,489.59
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 VILLARBOIT CRESCENT, VAUGHAN ONTARIO L4K 4K2 XX
InvestorPossibly a Property Investor

November 2024: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON TN
Recording DateNov 26, 2024
Property Address720 BELLETRACE CIR, CHATTANOOGA, TN 37405-2442
Document Number0000000205
Book / Page13772 / 636
Map ReferenceMB 13502 PG 432
Instrument DateNov 25, 2024
Instrument2024112600205
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,618.09
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 BELLETRACE CIR, CHATTANOOGA, TN 37405-2442

Mortgage

Document Number0000000206
DateNov 26, 2024
Instrument2024112600206
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,572.00$103,725$414,900 Land $125,000 Building $289,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims8 (1978–2009)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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