720 Bear Hollar, Hayesville, NC 28904 Property Records

Clay County property record for 720 Bear Hollar, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 896 sqft · built 1999
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Trust Names on Record
Last Sale	$313,000 (Mar 2024)
Tax Bill	$945 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`556100694713`

Property Details

APN / Parcel Number

Primary APN	`556100694713`
Alternative APNs	`623230000` `4095301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	896 sqft Heated Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	104,544 sqft (2.4 acres)

Location & Zoning

Account Number	623230000
Street Address	720 BEAR HOLLAR
City	HAYESVILLE
State	NC
Zip	28904-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CAESARS COVE
Legal Subdivision	CAESARS COVE SUBDIVISION
Legal Lot Number	4
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1013
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2083 VILLAGE CREST DR NW, ATLANTA, GA 30318-1067
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Deed Document Number	2024666
Deed Book / Page	482 / 187
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	720 BEAR HOLLAR, HAYESVILLE, NC 28904-5518
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2083 VILLAGE CREST DR NW, ATLANTA, GA 30318-1067

Mortgage

Document Number	000A17/139
Date	Mar 28, 2024
Book Page	A17/139
Instrument	2024000667

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 28, 2024
Property Address	720 BEAR HOLLAR, HAYESVILLE, NC 28904-5518
Document Number	000482/187
Book / Page	482 / 187
Map Reference	CAB 2 SL 190
Instrument Date	Mar 27, 2024
Instrument	2024000666
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 SPRING LAKE TRL, WHITE, GA 30184-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2083 VILLAGE CREST DR NW, ATLANTA, GA 30318-1067

Mortgage

Document Number	2024000667
Date	Mar 28, 2024
Instrument	2024000667

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$945.00 (+12.23%)	$272,900 (+72.83%) Land $51,500 Building $221,400	$272,900 (+72.83%) Land $51,500 Building $221,400
2025	$842.00 (+15.98%)	$157,900 (-) Land $48,000 Building $109,900	$157,900 (-) Land $48,000 Building $109,900
2023	$726.00	$157,900 Land $48,000 Building $109,900	$157,900 Land $48,000 Building $109,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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