720 Bay St, Dunedin, FL 34698 Property Records

Pinellas County property record for 720 Bay St, Dunedin, FL 34698

Property Summary

Property Type	Duplex
Details	2 ba · 1,408 sqft · built 1921
Lot Size	0.143 acres (6,260 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Oct 2021)
Tax Bill	$5,321 (2025)
Deeds & Mortgages	Oct 2021 Sale Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-1939-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-1939-3`
Alternative APNs	`27-28-15-62910-004-0250` `152827629100040250` `R290883`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,408 sqft Heated Area
1st Floor Area	1,408 sqft
Attic Area	288 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,260 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R290883
Old Parcel Number	152827629100040250
Street Address	720 BAY ST
City	DUNEDIN
State	FL
Zip	34698-5007
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OAKLAND SUB NO. 2 BLK D, LOTS 25 & 26
Legal Range	15
Legal Township	28
Legal Section	27
Legal Subdivision	OAKLAND SUB NO. 2
Legal Block	D
Legal Lot Number	25-26 26
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1030
Census Tract	27107

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	722 BAY ST, DUNEDIN, FL 34698-5007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer PLATINUM NATIONAL TITLE LLC
Aug 24, 2018	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG
Aug 29, 2018	Warranty Deed, Transfer · Conventional Mortgage NFM LNDG
Jul 5, 2018	Warranty Deed, Transfer COURTLAND TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	2021330850
Deed Book / Page	21754 / 327
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 8, 2021
Property Address	720 BAY ST, DUNEDIN, FL 34698-5007
Document Number	0217540327
Book / Page	21754 / 327
Map Reference	MB 9 PG 34
Instrument Date	Oct 1, 2021
Instrument	2021330850
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 BASS BLVD, DUNEDIN, FL 34698-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	722 BAY ST, DUNEDIN, FL 34698-5007

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	720 BAY ST, DUNEDIN, FL 34698-5007
Document Number	0203812368
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1111 BASS BLVD DUNEDIN FL 346985804, DUNEDIN, FL 34698-5804

Mortgage

Document Number	0203812368
Date	Jan 2, 2019
Book Page	020381/002368
Instrument	617

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 29, 2018
Property Address	720 BAY ST, DUNEDIN, FL 34698-5007
Document Number	0201870243
Book / Page	020187 / 000243
Instrument Date	Aug 24, 2018
Instrument	278222
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1111 BASS BLVD DUNEDIN FL 346985804, DUNEDIN, FL 34698-5804

Mortgage

Document Number	201870245
Date	Aug 29, 2018
Book Page	020187/000245
Instrument	278223

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 5, 2018
Property Address	720 BAY ST, DUNEDIN, FL 34698-5007
Document Number	0201160546
Book / Page	020116 / 000546
Instrument Date	Jun 22, 2018
Instrument	211885
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	COURTLAND TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20651 LONGVIEW ST GROVELAND CA 953219562, GROVELAND, CA 95321-9562

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,321.00 (+7.32%) Homeowner's exemption	$343,875 (+5.99%)	$385,000 (+12.9%) Land $223,886 Building $161,114
2023	$4,958.00 (+2.78%) Homeowner's exemption	$324,450 (+3%)	$341,000 (+8.25%) Land $209,986 Building $131,014
2022	$4,824.00 Homeowner's exemption	$315,000	$315,000 Land $212,244 Building $102,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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