720 Bay Rd, Macatawa, MI 49434 Property Records

Ottawa County property record for 720 Bay Rd, Macatawa, MI 49434

Property Summary

Property Type	Condominium
Details	4 ba · 2,373 sqft · built 2019
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Tax Bill	$36,793 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-15-33-394-009`

Property Details

APN / Parcel Number

Primary APN	`70-15-33-394-009`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,373 sqft Living Area
1st Floor Area	1,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	65 ft deep x 100 ft wide
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 BAY RD
City	MACATAWA
State	MI
Zip	49434
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MPOD
Legal Description	UNIT 9 THE COTTAGES AT POINT WEST AS RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2015-0018582 CONDO PLAN #594 SEC 33 T5N R16W
Legal Range	16W
Legal Township	05N
Legal Section	33
Legal Subdivision	COTTAGES AT POINT WEST
Legal Block	394
Legal Unit	9
Jurisdiction	OTTAWA MI
Township / Civil Division	PARK
Census Block Group	1
Census Block	1037
Census Tract	22107

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 BAY RD, MACATAWA, MI 49434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer
Sep 24, 2018	Warranty Deed, Transfer CHICAGO TITLE OF MICHIGAN
Feb 15, 2018	Warranty Deed, Transfer · ARM LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 22, 2023
Property Address	720 BAY RD, MACATAWA, MI 49434
Document Number	20230015266
Map Reference	DOC 2015-0018582
Instrument Date	Jun 14, 2023
Instrument	2023-0015266
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 BAY RD, MACATAWA, MI 49434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 BRIDGE ST NW APT 3200, 3200, GRAND RAPIDS, MI 49504-8721

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 24, 2018
Property Address	720 BAY RD, MACATAWA, MI 49434
Document Number	20180033935
Instrument Date	Sep 18, 2018
Instrument	2018-0033935
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	CHICAGO TITLE OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 W 17TH ST, 523, HOLLAND, MI 49423-3442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 ASHWOOD CT SE, ADA, MI 49301-9210

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 15, 2018
Property Address	720 BAY RD, MACATAWA, MI 49434
Document Number	20180005420
Map Reference	DOC2015-0018582
Instrument Date	Jan 31, 2018
Instrument	2018-0005420
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 ADA DR SE, 660, ADA, MI 49301-9153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 S SHORE DR, HOLLAND, MI 49423-4435

Mortgage

Document Number	20180005421
Date	Feb 15, 2018
Instrument	2018-0005421

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.99%
Index	1-Year LIBOR
Max Rate	7.99%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Park Township
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,247,200 (+78.3%)	$2,494,400 (+78.3%)
2025	$36,793.00 (+81.96%)
2023		$699,500	$1,399,000
2022	$20,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1980–2009)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jun 2009 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Rd

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