720 Ash St, Ardmore, OK 73401 Property Records

Carter County property record for 720 Ash St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,609 sqft · built 1945
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (May 2014)
Tax Bill	$1,132 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0230-00-031-004-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0230-00-031-004-0-001-00`
Alternative APN	`8000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,609 sqft Living Area
1st Floor Area	1,609 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8000
Street Address	720 ASH ST
City	ARDMORE
State	OK
Zip	73401-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLLEGE HILL, BLK 31 (AMER. LEG. RE'SUB) LOT 4 (60X150)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	COLLEGE HILL ADDN
Legal Block	31
Legal Lot Number	4
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3000
Census Tract	892601

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	273 CEDAR LN, ARDMORE, OK 73401-7062
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Sep 12, 2013	Deed of Trust, Mortgage FIRST BANK & TRUST CO
May 20, 2005	Deed of Trust, Mortgage FIRST BANK & TRUST CO
May 23, 2014	Warranty Deed, Transfer FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2014 · Amount on Record
Deed Sale	May 23, 2014 · Amount on Record
Deed Document Number	20147564
Deed Book / Page	5903 / 226
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	720 ASH ST, ARDMORE, OK 73401-1302
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007032/247
Date	Apr 27, 2021
Book Page	7032/247
Instrument	2021-004365

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	720 ASH ST, ARDMORE, OK 73401-1302
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005768/084
Date	Sep 12, 2013
Book Page	5768/084
Instrument	2013-012550

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2018

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	720 ASH ST, ARDMORE, OK 73401-1302
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004302/210
Date	May 20, 2005
Book Page	4302/210
Instrument	2005-005798

Lender

Name	FIRST BANK & TRUST CO
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 15, 2015

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 23, 2014
Property Address	720 ASH ST, ARDMORE, OK 73401-1302
Document Number	005903/226
Book / Page	5903 / 226
Instrument Date	May 20, 2014
Instrument	2014-007564
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	273 CEDAR LN, ARDMORE, OK 73401-7062

Mortgage

Document Number	2014007565
Date	May 23, 2014
Instrument	2014-007565

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	63 Months
Due	Aug 5, 2019

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,915 (+5%) Land $2,271 Building $9,644	$99,298 (-3.47%) Land $18,927 Building $80,371
2025	$1,132.00 (-0.09%)	$11,348 (+7.64%) Land $2,076 Building $9,272	$102,869 (-7.9%) Land $20,000 Building $82,869
2024	$1,133.00 (+14.21%)	$10,543 (+5%) Land $1,977 Building $8,566	$111,693 (+8.57%) Land $20,000 Building $91,693
2023	$992.00	$10,041 Land $1,902 Building $8,139	$102,873 Land $20,000 Building $82,873

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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