720 Ainsley Ct, Durham, NC 27713 Property Records

Durham County property record for 720 Ainsley Ct, Durham, NC 27713

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,206 sqft · built 2000
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Oct 2020)
Tax Bill$6,654 (2026)
Deeds & MortgagesSep 2020 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0728-10-0720

Property Details

APN / Parcel Number

Primary APN0728-10-0720
Alternative APNs
  • 0728-10-07-2054
  • 072803100720
  • 150043

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,206 sqft Heated Area
1st Floor Area2,876 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Lot Area26,572 sqft (0.61 acres)
Garage TypeAttached
Garage Area480 sqft
PorchPorch
Porch Area48 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address720 AINSLEY CT
CityDURHAM
StateNC
Zip27713-7577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR 2.150
Legal DescriptionLAKEHURST POINT/PH:01/LT# 07 PL:000146-000051
Legal SubdivisionLAKEHURST PNT
Legal Phase1
Legal Lot Number7
JurisdictionDURHAM NC
Township / Civil DivisionTRIANGLE
Census Block Group2
Census Block2000
Census Tract2020

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address720 AINSLEY CT, DURHAM, NC 27713-7577
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Oct 28, 2020Warranty Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2020 · Amount on File
Deed SaleOct 28, 2020 · Amount on File
Prior SaleJun 11, 2015 · Amount on File
Deed Document Number202046727
Deed Book / Page9115 / 22
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address720 AINSLEY CT, DURHAM, NC 27713-7577
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 AINSLEY CT, DURHAM, NC 27713-7577

Mortgage

Document Number0090540365
DateSep 1, 2020
Book Page9054/365
Instrument2020036346
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 31, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateOct 28, 2020
Property Address720 AINSLEY CT, DURHAM, NC 27713-7577
Document Number0091150022
Book / Page9115 / 22
Map ReferenceMB 146 PG 51
Instrument DateOct 27, 2020
Instrument2020046727
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address811 S BEND DR, 811, DURHAM, NC 27713-6196

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 AINSLEY CT, DURHAM, NC 27713-7577

Mortgage

Document Number2020046728
DateOct 28, 2020
Instrument2020046728
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,654.00 (-4.08%)$699,808 (-) Land $189,175 Building $510,633$699,808 (-) Land $189,175 Building $510,633
2025$6,937.00 (+37.07%)$699,808 (+81.1%) Land $189,175 Building $510,633$699,808 (+81.1%) Land $189,175 Building $510,633
2023$5,061.00 (+2.35%)$386,430 Land $88,385 Building $298,045$386,430 Land $88,385 Building $298,045
2022$4,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2015–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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