720 9th St, Two Harbors, MN 55616 Property Records

Lake County property record for 720 9th St, Two Harbors, MN 55616 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 936 sqft · built 1948
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Jun 2021)
Tax Bill	$2,740 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2021 Refinance + 3 more
APN	`23-7662-42085`

Property Details

APN / Parcel Number

Primary APN	`23-7662-42085`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	936 sqft Gross Area
1st Floor Area	936 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Wood
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	720 9TH ST
City	TWO HARBORS
State	MN
Zip	55616-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 50FT OF LOT 8 BLOCK 42
Legal Subdivision	MINNESOTA IRON COMPANYS SECOND ADDITION
Legal Block	42
Legal Lot Number	8
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	4
Census Block	4029
Census Tract	370400

Owner

Source: Lake County records · APN 23-7662-42085

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1808 HIGHWAY 3, TWO HARBORS, MN 55616-1183
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBERS COOPERATIVE CREDIT UNION
Sep 07, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE FEDERAL CREDIT UNION
Sep 02, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE FEDERAL CREDIT UNION
Jun 22, 2021	Warranty Deed, Transfer
Oct 20, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Oct 08, 2008 · Amount on Record
Deed Document Number	2021197707
Prior Transfer Date	Oct 01, 2020
Prior Transfer Doc	0000195329
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Nov 08, 2022
Property Address	720 9TH ST, TWO HARBORS, MN 55616-1318
Document Number	A000201382
Instrument Date	Nov 07, 2022
Instrument	A000201382
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 HIGHWAY 3, TWO HARBORS, MN 55616-1183

Mortgage

Document Number	A000201383
Date	Nov 08, 2022
Instrument	A000201383

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	720 9TH ST, TWO HARBORS, MN 55616-1318
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000198345
Date	Sep 07, 2021
Instrument	A000198345

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 01, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	720 9TH ST, TWO HARBORS, MN 55616-1318
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000198345
Date	Sep 02, 2021
Instrument	A000198345

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 01, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jun 22, 2021
Property Address	720 9TH ST, TWO HARBORS, MN 55616-1318
Document Number	A000197707
Instrument Date	Jun 18, 2021
Instrument	A000197707
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5842 LAX LAKE RD, SILVER BAY, MN 55614-3633

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Oct 20, 2020
Property Address	720 9TH ST, TWO HARBORS, MN 55616-1318
Document Number	A000195329
Instrument Date	Oct 01, 2020
Instrument	A000195329
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,500 (+6.4%) Land $9,200 Building $175,300	$184,500 (+6.4%) Land $9,200 Building $175,300
2025	$2,740.00
2023		$173,400 Land $6,700 Building $166,700	$173,400 Land $6,700 Building $166,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753704004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2019, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: AT&T, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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