Stearns County property record for 720 8th Ave N, Saint Cloud, MN 56303
| Property Type | Commercial |
|---|---|
| Details | 3,888 sqft · built 1922 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (May 2024) |
| Tax Bill | $4,252 (2025) |
| Deeds & Mortgages | May 2024 Sale May 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-48103-0000 |
| Primary APN | 82-48103-0000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,888 sqft Living Area |
| 1st Floor Area | 1,944 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Width | 66 ft Width |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 720 8TH AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-3420 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C1 |
| Legal Description | LOT 002 BLK 089 LOWRY'S ADD SECTION 11 TOWNSHIP 124 RANGE 028 SECTION 11 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | LOWRYS ADD |
| Legal Block | 89 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 801 |
Source: Stearns County records · APN 82-48103-0000
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3810 BEAR RIDGE AVE S, SAINT CLOUD, MN 56301-6244 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2024 | Warranty Deed, Transfer UNITED TITLE, UNIQUE TITLE |
| May 14, 2024 | Contract Sale, Transfer |
| Aug 13, 2021 | Deed, Transfer |
| Aug 13, 2021 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2024 · Amount on Record |
| Deed Sale | May 01, 2024 · Amount on Record |
| Prior Sale | May 01, 2024 · Amount on Record |
| Deed Document Number | 20241645859 |
| Prior Transfer Date | Aug 09, 2021 |
| Prior Transfer Doc | 00A1611281 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 06, 2024 |
| Property Address | 720 8TH AVE N, SAINT CLOUD, MN 56303-3420 |
| Document Number | 00A1671625 |
| Instrument Date | May 01, 2024 |
| Instrument | A1671625 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Title Company | UNITED TITLE, UNIQUE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 442, SAUK RAPIDS, MN 56379-0442 |
| Investor | Possibly a Property Investor |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 14, 2024 |
| Property Address | 720 8TH AVE N, SAINT CLOUD, MN 56303-3420 |
| Document Number | 00A1672043 |
| Instrument Date | May 01, 2024 |
| Instrument | A1672043 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 8TH ST NE, SAINT CLOUD, MN 56303-3420 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 13, 2021 |
| Property Address | 720 8TH AVE N, SAINT CLOUD, MN 56303-3420 |
| Document Number | 00A1611301 |
| Instrument Date | Aug 12, 2021 |
| Instrument | A1611301 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 8TH AVE N, SAINT CLOUD, MN 56303-3420 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 13, 2021 |
| Property Address | 720 8TH AVE N, SAINT CLOUD, MN 56303-3420 |
| Document Number | 00A1611281 |
| Instrument Date | Aug 09, 2021 |
| Instrument | A1611281 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,252.00 | $225,000 (+22.28%) Land $35,000 Building $190,000 | $225,000 (+22.28%) Land $35,000 Building $190,000 |
| 2024 | $4,252.00 (+30.59%) | ||
| 2023 | $3,256.00 | $184,000 Land $35,000 Building $149,000 | $184,000 Land $35,000 Building $149,000 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 546 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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