Gaston County property record for 720 4th St, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,234 sqft · built 2023 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Apr 2026) |
| Tax Bill | $2,993 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Mar 2025 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133170 |
| Primary APN | 133170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,234 sqft Heated Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Lot Area | 10,454 sqft (0.24 acres) |
| Street Address | 720 4TH ST |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | MURPHY HEIGHTS L 29 08 001 001 29 000 |
| Legal Subdivision | MURPHY HEIGHTS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 30205 |
Source: Gaston County records · APN 133170
Assessment roll updated August 19, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 4TH ST, STANLEY, NC 28164-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 05, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DRAGON PROPERTIES LLC |
| Mar 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Dec 07, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage UMORTGAGE LLC |
| Aug 02, 2023 | Warranty Deed, Transfer MOREHEAD TITLE |
| Feb 15, 2021 | Intrafamily Transfer, Transfer |
| Apr 09, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 09, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Dec 07, 2023 · Amount on Record |
| Deed Book / Page | 5633 / 1172 |
| Prior Transfer Date | Feb 05, 2021 |
| Prior Transfer Doc | 0051990442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 720 4TH ST, STANLEY, NC 28164-1402 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 442, MOUNT HOLLY, NC 28120-0442 |
| Investor | Possibly a Property Investor |
| Document Number | 0054321769 |
|---|---|
| Date | Sep 05, 2023 |
| Book Page | 5432/1769 |
| Name | DRAGON PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MOUNT HOLLY, NC 28120 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 04, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 720 4TH ST, STANLEY, NC 28164-1402 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 720 4TH ST, STANLEY, NC 28164-1402 |
| Document Number | 0055421955 |
|---|---|
| Date | Mar 12, 2025 |
| Book Page | 5542/1955 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E # 619, PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 16, 2026 |
| Property Address | 720 4TH ST, STANLEY, NC 28164-1402 |
| Document Number | 5633001172 |
| Book / Page | 5633 / 1172 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 4TH ST, STANLEY, NC 28164-1402 |
| Document Number | 0056331175, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 5633/1175 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 16, 2026 |
| Property Address | 720 4TH ST, STANLEY, NC 28164-1402 |
| Document Number | 0056331172 |
| Book / Page | 5633 / 1172 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 4TH ST, STANLEY, NC 28164-1402 |
| Document Number | 5633001175, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 5633/1175 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 07, 2023 |
| Property Address | FOURTH ST, STANLEY, NC 28164 |
| Document Number | 0054490775 |
| Book / Page | 5449 / 775 |
| Map Reference | MB 35 PG 28 |
| Instrument Date | Dec 06, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 442, MOUNT HOLLY, NC 28120-0442 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0005449778 |
|---|---|
| Date | Dec 07, 2023 |
| Instrument | 5449/778 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 02, 2023 |
| Property Address | FOURTH ST, STANLEY, NC 28164 |
| Document Number | 0054260758 |
| Book / Page | 5426 / 758 |
| Map Reference | MB 35 PG 28 |
| Instrument Date | Aug 02, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | MOREHEAD TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1959 DALLAS STANLEY HWY, STANLEY, NC 28164-1106 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 442, MOUNT HOLLY, NC 28120-0442 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 15, 2021 |
| Property Address | FOURTH ST, STANLEY, NC 28164 |
| Document Number | 0051990442 |
| Book / Page | 5199 / 442 |
| Map Reference | MB 35 PG 28 |
| Instrument Date | Feb 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2080 DALLAS STANLEY HWY, STANLEY, NC 28164-1109 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1959 DALLAS STANLEY HWY, STANLEY, NC 28164-1106 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 09, 2019 |
| Property Address | FOURTH ST, STANLEY, NC 28164 |
| Document Number | 0050350037 |
| Book / Page | 005035 / 000037 |
| Instrument Date | Apr 02, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 340 STANLEY NC 281640340, STANLEY, NC 28164-0340 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 09, 2019 |
| Property Address | FOURTH ST, STANLEY, NC 28164 |
| Document Number | 0050350040 |
| Book / Page | 005035 / 000040 |
| Instrument Date | Apr 02, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 340 STANLEY NC 281640340, STANLEY, NC 28164-0340 |
Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Stanley Town |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,993.00 (+1,581.46%) | $274,890 (+1,596.85%) Land $16,200 Building $258,690 | |
| 2023 | $178.00 (+109.41%) | $16,200 (+157.14%) Land $16,200 | |
| 2022 | $85.00 | $6,300 Land $6,300 | |
| 2021 | $6,300 Land $6,300 |
Source: FEMA National Flood Hazard Layer as of September 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 123 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF STANLEY serves 5,750 people |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT HOLLY |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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