720 4th Pl NE, Lafayette, AL 36862 Property Records

Chambers County property record for 720 4th Pl NE, Lafayette, AL 36862

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1994
Lot Size	0.565 acres (24,600 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Aug 2022)
Tax Bill	$376 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-11-04-18-2-000-016.015`

Property Details

APN / Parcel Number

Primary APN	`12-11-04-18-2-000-016.015`
Alternative APNs	`1104182000016015` `355485` `482845`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,600 sqft (0.565 acres)
Lot Dimensions	124 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	108 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	482845
Street Address	720 4TH PL NE
City	LAFAYETTE
State	AL
Zip	36862-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15DARIDA ESTATE SUB.F.C. 'C' SLIDE 24IN NW1/4 OF NW1/4.S18 T22N R27ECITY OF LAFAYETTE
Legal Range	27
Legal Township	22
Legal Section	18
Legal Subdivision	DARIDA ESTATE
Legal Lot Number	15
Jurisdiction	CHAMBERS AL
Township / Civil Division	LA FAYETTE
Census Block Group	1
Census Block	1044
Census Tract	954002

Owner

720 4th Pl NE is owned and occupied by an individual who bought it in August 2022.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	720 4TH PL NE, LAFAYETTE, AL 36862-2135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Prior Sale	Feb 28, 2022 · Amount on File
Deed Document Number	20223762
Prior Transfer Date	Dec 5, 2007
Prior Transfer Doc	0020076679
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Aug 8, 2022
Property Address	720 4TH PL NE, LAFAYETTE, AL 36862-2135
Document Number	02022/3762
Book / Page	2022 / 3762
Map Reference	CAB C SL 24
Instrument Date	Aug 8, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 MAIN ST, 307, ROANOKE, AL 36274-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 4TH PL NE, LAFAYETTE, AL 36862-2135

Mortgage

Document Number	0020223763
Date	Aug 8, 2022
Instrument	2022/3763

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Feb 28, 2022
Property Address	720 4TH PL NE, LAFAYETTE, AL 36862-2135
Document Number	02022/1153
Book / Page	2022 / 1153
Map Reference	CAB C SL 24
Instrument Date	Feb 24, 2022
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 41, LAFAYETTE, AL 36862-0041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 MAIN ST, ROANOKE, AL 36274-1435

Tax Assessment & Valuation

The 2026 property tax bill for 720 4th Pl NE was $376 with a homeowner's exemption, up 8.4% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	La Fayette City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$376.00 (+8.36%) Homeowner's exemption
2025	$347.00 (+0.87%)	$16,952 (+101.33%) Land $1,300 Building $15,652	$84,760 (+0.56%) Land $6,500 Building $78,260
2024	$344.00 Additional exemption filed	$8,420 (-) Land $600 Building $7,820	$84,290 (-) Land $6,030 Building $78,260
2023	$344.00 (-55.03%) Additional exemption filed	$8,420 (-45.75%) Land $600 Building $7,820	$84,290 (+8.71%) Land $6,030 Building $78,260
2022	$765.00	$15,520 Land $920 Building $14,600	$77,540 Land $4,580 Building $72,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 4th Pl NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 4th Pl NE is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE (CITY OF) serves 4,047 people · EPA ID AL0000178
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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