Benton County property record for 720 3rd Ave N, Sauk Rapids, MN 56379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,320 sqft · built 1926 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,000 (Apr 2026) |
| Tax Bill | $3,322 (2026) |
| Deeds & Mortgages | Jul 2014 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.00211.00 |
| Primary APN | 19.00211.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 14,000 sqft (0.321 acres) |
| Gazebo | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 720 3RD AVE N |
|---|---|
| City | SAUK RAPIDS |
| State | MN |
| Zip | 56379-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-23 TWP-036 RANGE-031 TOWN OF SAUK RAPIDS LOT-007 BLOCK-019 & LOT 8 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 23 |
| Legal Subdivision | TOWN OF SAUK RAPIDS |
| Legal Block | 19 |
| Legal Lot Number | 7-8 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | SAUK RAPIDS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21103 |
Source: Benton County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 3RD AVE N, SAUK RAPIDS, MN 56379-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 17, 2014 | Deed of Trust, Mortgage LIBERTY SAVINGS BANK FSB |
| Apr 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Jan 14, 2025 · Amount on Record |
| Deed Document Number | 2026482759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 720 3RD AVE N, SAUK RAPIDS, MN 56379-1633 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000404369 |
|---|---|
| Date | Jul 17, 2014 |
| Instrument | 404369 |
| Name | LIBERTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Apr 14, 2026 |
| Property Address | 720 3RD AVE N, SAUK RAPIDS, MN 56379-1633 |
| Document Number | 0000482759 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026482759 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | ANCONA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83,991.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 720 3RD AVE N, SAUK RAPIDS, MN 56379-1633 |
| Document Number | 0000482759, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026482759 |
| Name | SWBC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | Sauk Rapids City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,322.00 (+57.74%) Homeowner's exemption | $203,300 (+3.62%) Land $35,200 Building $168,100 | $203,300 (+3.62%) Land $35,200 Building $168,100 |
| 2025 | $2,106.00 (+2.83%) Homeowner's exemption | $196,200 (+1.87%) Land $32,000 Building $164,200 | $196,200 (+1.87%) Land $32,000 Building $164,200 |
| 2023 | $2,048.00 | $192,600 Land $32,000 Building $160,600 | $192,600 Land $32,000 Building $160,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sauk Rapids serves 13,835 people · EPA ID MN1050004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
May also be available: Verizon.
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