720 2nd St, Neptune Beach, FL 32266 Property Records

Duval County property record for 720 2nd St, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,236 sqft · built 1950
Lot Size0.132 acres (5,727 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (May 2017)
Tax Bill$16,374 (2025)
Deeds & MortgagesDec 2018 Mortgage
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN172956-0000

Property Details

APN / Parcel Number

Primary APN172956-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,236 sqft Living Area
Gross Area3,866 sqft
1st Floor Area1,318 sqft
Upper Floors Area1,750 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,727 sqft (0.132 acres)
Lot Dimensions107 ft deep x 56 ft wide
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area351 sqft
Deck Area168 sqft
Patio Area424 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address720 2ND ST
CityNEPTUNE BEACH
StateFL
Zip32266-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-4
Legal Description15-84 21-2S-29E HORNES S/D A R/P OF PT HORNES NEPTUNE ACRES LOT 5 BLK 9
Legal Range29E
Legal Township02S
Legal Section21
Legal SubdivisionHORNES S/D R/P PT HORNES
Legal Block9
Legal Lot Number5
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1029
Census Tract14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1735 MARITIME OAK DR, ATLANTIC BEACH, FL 32233-7336
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 12, 2017Warranty Deed, Transfer
PONTE VEDRA TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2017 · Amount on Record
Deed SaleMay 1, 2017 · Amount on Record
Deed Book / Page17980 / 580
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address720 2ND ST, NEPTUNE BEACH, FL 32266-5001
Document Number0186592046
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedFeb 1, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 2026 FLINT MI 485012026, FLINT, MI 48501-2026

Mortgage

Document Number0186592046
DateJan 15, 2019
Book Page018659/002046
Instrument11650
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 14, 2034

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMay 12, 2017
Property Address720 2ND ST, NEPTUNE BEACH, FL 32266-5001
Document Number0179800580
Book / Page017980 / 000580
Instrument DateMay 5, 2017
Instrument111241
Transaction TypeTransfer
Record UpdatedJul 6, 2017
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,745.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address720 2ND ST NEPTUNE BEACH FL 322665001, NEPTUNE BEACH, FL 32266-5001

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,011,004 (+1%)$1,048,997 (+14.13%) Land $640,717 Building $408,280
2025$16,374.00 (+0.91%)$919,095 (+6.34%) Land $535,080 Building $384,015$919,095 (+6.34%) Land $535,080 Building $384,015
2024$16,227.00 (+8.05%)
2023$15,018.00 (+15.76%)$864,271 (+8.77%) Land $586,040 Building $278,231$864,271 (+8.77%) Land $586,040 Building $278,231
2022$12,973.00$794,559 Land $560,560 Building $233,999$794,559 Land $560,560 Building $233,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 312 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies312 in force
Nearby Flood Claims55 (1978–2024)
Claims Outside the SFHA46 of 55
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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