720 25th Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 720 25th Ave, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 2,036 sqft · built 2005
Lot Size	0.436 acres (19,001 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jan 2015)
Tax Bill	$7,570 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2022 Line of Credit + 13 more
Flood Zone	Zone X (minimal risk)
APN	`0048444800`

Property Details

APN / Parcel Number

Primary APN	`0048444800`
Alternative APN	`0000484448`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	7 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	2,036 sqft
Basement Area	2,036 sqft
Finished Basement	1,824 sqft
Unfinished Basement	212 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,001 sqft (0.436 acres)
Lot Dimensions	152 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	1,050 sqft

Exterior Amenities

Porch	Slab
Porch Area	143 sqft
Deck Area	282 sqft
Patio Area	505 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	720 25TH AVE
City	SHELDON
State	IA
Zip	51201-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST REPLAT OF OL 1 SCHEMPER ADDITION LOT 7 BLK 3
Legal Subdivision	SCHEMPER ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1026
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 25TH AVE, SHELDON, IA 51201-1768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK NA
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Apr 6, 2011	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 21, 2011	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 23, 2015	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK NA
Jan 4, 2007	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Sep 24, 2009	Deed of Trust, Mortgage · Line of Credit NORTHSTAR BANK
Feb 21, 2012	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 18, 2014	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK
Aug 16, 2005	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK
Jul 19, 2006	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK
Feb 8, 2006	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK
Jan 8, 2015	Warranty Deed, Transfer
Aug 5, 2009	Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR BANK
May 18, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2015 · Amount on File
Deed Sale	Jan 8, 2015 · Amount on File
Prior Sale	Aug 5, 2009 · Amount on File
Deed Document Number	201561
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003709
Date	Dec 29, 2020
Instrument	2020-03709

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222246
Date	Aug 24, 2022
Instrument	2022-2246

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201100750
Date	Apr 6, 2011
Instrument	2011-00750

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MILFORD, IA 51351

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201100225
Date	Jan 21, 2011
Instrument	2011-00225

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MILFORD, IA 51351

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2041

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201501874
Date	Jul 23, 2015
Instrument	2015-01874

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2045

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200700047
Date	Jan 4, 2007
Instrument	2007-00047

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2037

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200902690
Date	Sep 24, 2009
Instrument	2009-02690

Lender

Name	NORTHSTAR BANK
Address	ESTHERVILLE, IA 51334

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201200415
Date	Feb 21, 2012
Instrument	2012-00415

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MILFORD, IA 51351

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2042

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201401565
Date	Jun 18, 2014
Instrument	2014-01565

Lender

Name	NORTHWESTERN BANK
Address	ORANGE CITY, IA 51041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2029

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200502045
Date	Aug 16, 2005
Instrument	2005-02045

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200601745
Date	Jul 19, 2006
Instrument	2006-01745

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200600309
Date	Feb 8, 2006
Instrument	2006-00309

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jan 8, 2015
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Document Number	0020150061
Map Reference	ENV164
Instrument Date	Jan 2, 2015
Instrument	2015-0061
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$487.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 25TH AVE, SHELDON, IA 51201-1768

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Aug 5, 2009
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Document Number	0200902246
Map Reference	PG164
Instrument Date	Aug 4, 2009
Instrument	2009-02246
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 25TH AVE, SHELDON, IA 51201-1768

Mortgage

Document Number	0200902248
Date	Aug 5, 2009
Instrument	2009-02248

Lender

Name	NORTHSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2039

Interest

Type Change Date	Mar 25, 2009

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 18, 2005
Property Address	720 25TH AVE, SHELDON, IA 51201-1768
Document Number	0200501237
Map Reference	PG164
Instrument Date	May 17, 2005
Instrument	2005-01237
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$28.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 25TH AVE, SHELDON, IA 51201-1768

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,570.00 (+8.95%) Homeowner's exemption	$507,120 (+17.39%) Land $41,440 Building $465,680	$507,120 (+17.39%) Land $41,440 Building $465,680
2024	$6,948.00 (+8.9%)
2023		$432,010 (+17.23%) Land $36,980 Building $395,030	$432,010 (+17.23%) Land $36,980 Building $395,030
2022	$6,380.00 Homeowner's exemption	$368,510 Land $31,880 Building $336,630
2021			$368,510 Land $31,880 Building $336,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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