Le Sueur County property record for 720 1st St N, Waterville, MN 56096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,331 sqft · built 1900 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2026) |
| Tax Bill | $20 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24.663.0140 |
| Primary APN | 24.663.0140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 2 Stories |
| Building Area | 1,331 sqft Living Area |
| Gross Area | 364 sqft |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 403 ft deep x 216 ft wide |
| Garage Area | 1,170 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 720 1ST ST N |
|---|---|
| City | WATERVILLE |
| State | MN |
| Zip | 56096-1042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SNOWS 3RD ADDN BLOCK-003 2.00 AC COMM FR NW COR OF LOT 7 BLK 6 SNOWS 3RD ADDN, TH S 1362.79FT TO POB,TH E 403.32 FT, S216.27 |
| Legal Subdivision | SNOWS 3RD ADDN |
| Legal Block | 3 |
| Legal Lot Number | 4-7 |
| Jurisdiction | LE SUEUR MN |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 950400 |
720 1st St N is owned and occupied by two individuals who bought it in June 2026.
Source: Le Sueur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 1ST ST N, WATERVILLE, MN 56096-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on File |
| Deed Sale | Jun 24, 2026 · Amount on File |
| Prior Sale | Sep 28, 2020 · Amount on File |
| Deed Document Number | 2026463411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LE SUEUR MN |
| Recording Date | Jun 24, 2026 |
| Property Address | 720 1ST ST N, WATERVILLE, MN 56096-1042 |
| Document Number | 0000463411 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026463411 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | STONE ARCH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 720 1ST ST N, WATERVILLE, MN 56096-1042 |
| Document Number | 0000463411, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 2026463411 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 720 1st St N was $20 with a homeowner's exemption.
Source: Le Sueur County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Le Sueur County |
| Municipality | Waterville City |
| Unified School District | Waterville-Elysian-Morristown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20.00 Homeowner's exemption | $275,800 (+3.92%) Land $66,200 Building $209,600 | $275,800 (+3.92%) Land $66,200 Building $209,600 |
| 2025 | $20.00 Homeowner's exemption | $265,400 Land $66,100 Building $199,300 | $265,400 Land $66,100 Building $199,300 |
| 2023 | $18.00 Homeowner's exemption | $260,500 Land $68,100 Building $192,400 | $260,500 Land $68,100 Building $192,400 |
| 2022 | $18.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 1st St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 53 (1993–2024) |
| Claims Outside the SFHA | 8 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 1st St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waterville serves 1,868 people · EPA ID MN1400015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
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