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720 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 720 17th St, Saint Cloud, FL 34769 · Last verified January 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,344 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
Pool450 sqft
Last Sale$339,000 (2023)
Tax Bill$2,476.00 (2023)

Property Details

APN / Parcel Number

Primary APN79327
Alternative APN
  • 012630000103410100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,344 sqft Heated Area
Gross Area1,440 sqft Gross Area
1st Floor1,344 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width100 ft x 75 ft Depth x Width

Exterior Amenities

Pool Area450 sqft Pool
FenceFence
Deck Area570 sqft Deck
Patio Area270 sqft Patio
PorchOpen Porch
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79327
Street Address720 17TH ST
CitySAINT CLOUD
StateFL
Zip34769-4523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 341 E1/2 LOTS 10-13 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block341
Legal Lot Number10 11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4087
Census Tract43500

Owner

Source: Osceola County records · APN 79327

Assessment roll updated July 1, 2023 · Last verified January 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7290 17TH ST, SAINT CLOUD, FL 34769
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
ORANGE COUNTY HOUSING FINANCE AUTHORITY
Jul 03, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
WATERSTONE MORTGAGE CORP
Sep 22, 2022Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Dec 05, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2023 · Amount on Record
Deed SaleJul 03, 2023 · Amount on Record
Prior SaleDec 05, 2019 · Amount on Record
Deed Doc Number2023086030
Deed Book / Page6435 / 325
Record RefreshedJun 07, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address720 17TH ST, SAINT CLOUD, FL 34769-4523
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064971638
DateOct 30, 2023
Book Page6497/1638
Instrument2023142896
Lender
NameORANGE COUNTY HOUSING FINANCE AUTHORITY
TypeGovernment Agency
AddressORLANDO, FL 32803
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 03, 2023
Property Address720 17TH ST, SAINT CLOUD, FL 34769-4523
Document Number0064350325
Book / Page6435 / 325
Map ReferenceMB B PG 33&34
Instrument DateJun 30, 2023
Instrument2023086030
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,373.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3979 HIXON AVE, SAINT CLOUD, FL 34772-8065

Transferred To (Grantee/Buyer)

NameVerified Name
Address7290 17TH ST, SAINT CLOUD, FL 34769

Mortgage

Document Number0006435327
DateJul 03, 2023
Instrument6435/327
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

Mortgage

Document Number0064350339
DateJul 03, 2023
Book Page6435/339
Instrument2023086032
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address720 17TH ST, SAINT CLOUD, FL 34769-4523
Transaction TypeMortgage
Record UpdatedOct 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 17TH ST, SAINT CLOUD, FL 34769-4523

Mortgage

Document Number0062892544
DateSep 22, 2022
Book Page6289/2544
Instrument2022143393
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 05, 2019
Property Address720 17TH ST, SAINT CLOUD, FL 34769-4523
Document Number0056350251
Book / Page005635 / 000251
Instrument DateNov 26, 2019
Instrument157634
Transaction TypeTransfer
Record UpdatedDec 30, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address720 17TH ST ST CLOUD FL 347694523, ST CLOUD, FL 34769-4523

Mortgage

Document Number56350258
DateDec 05, 2019
Book Page005635/000258
Instrument157638
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 04, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2023 · Last verified January 2024

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,476.00 (+3.86%) Homeowner's exemption$179,650 (+3%)$250,400 (+10.65%) Land $34,000 Building $216,400
2022$2,384.00 Homeowner's exemption$174,418$226,300 Land $30,600 Building $195,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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