Allegan County property record for 720 11th St, Otsego, MI 49078
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 1 ba · 1,100 sqft · built 1994 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,900 (Feb 2017) |
| Tax Bill | $2,560 (2025) |
| Deeds & Mortgages | Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-018-011-81 |
| Primary APN | 08-018-011-81 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Modular |
| Lot Area | 435,600 sqft (10 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 720 11TH ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9768 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | AG |
| Legal Description | COM AT NW COR OF SEC TH E ON SEC LIN 1369.20' TH S 1918.53' ON N & S 1/8 LIN TO POB OF THIS DESC TH CON S 322.95' TH W PLL |
| Legal Range | 11W |
| Legal Township | 01N |
| Legal Section | 18 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | GUN PLAIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 32000 |
720 11th St, a residential property, is owned and occupied by an individual who bought it in February 2017.
Source: Allegan County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 11TH ST, OTSEGO, MI 49078-9768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on File |
| Deed Sale | Feb 14, 2017 · Amount on File |
| Deed Book / Page | 4114 / 385 |
| Prior Transfer Date | Aug 6, 2002 |
| Prior Transfer Doc | 2336000279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 14, 2017 |
| Property Address | 720 11TH ST, OTSEGO, MI 49078-9768 |
| Document Number | 004114/385 |
| Book / Page | 4114 / 385 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | ASK SERVICES INC, A S K SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,109.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 196 COUNTRY CLUB BLVD, 196, PLAINWELL, MI 49080-9120 |
| Name | Verified Name |
|---|---|
| Address | 720 11TH ST, OTSEGO, MI 49078-9768 |
| Document Number | 0004114388 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 4114/388 |
| Name | UNITED BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 720 11th St was $2,560 with a homeowner's exemption.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Gun Plain Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,300 Land $65,000 Building $62,300 | $254,600 Land $130,000 Building $124,600 | |
| 2025 | $2,560.00 | ||
| 2023 | $100,300 Land $37,500 Building $62,800 | $200,600 Land $75,000 Building $125,600 | |
| 2022 | $2,275.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 11th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 11th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: 123.NET.
5G (outdoors only) and 4G LTE
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